Test stress cardiovascular tracing only at HORIZON MEDICAL CENTER
107 NATCHEZ PARK DR, DICKSON, TN · Tristarhealth · · NPI 1871530832
$4,542.94
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,542.94
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$82.00 with BCBS vs $4,700.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | TENNCARE | $82.00 | ↓ -98% |
| BCBS | COVERKIDS | $88.66 | ↓ -98% |
| BCBS | BlueCare | $148.11 | ↓ -97% |
| Bright Health | HIX | $772.30 | ↓ -83% |
| Oscar | HIX | $831.36 | ↓ -82% |
| Kentucky Labor Cabinet | WORKERSCOMP | $836.36 | ↓ -82% |
| Apex Health | MCR | $863.16 | ↓ -81% |
| Pruitt Health (AllyAlign) | MCR | $863.16 | ↓ -81% |
| NHC Advantage, Inc. | MCRHMO | $863.16 | ↓ -81% |
| Ambetter | CORE | $1,013.08 | ↓ -78% |
| BCBS | NetworkP | $1,044.88 | ↓ -77% |
| Ambetter | Select | $1,053.96 | ↓ -77% |
| Bright Health | SmallGroup | $1,090.31 | ↓ -76% |
| Humana | TRICARE | $1,135.73 | ↓ -75% |
| Cigna | NewBusiness | $1,144.82 | ↓ -75% |
| Cigna | OAP | $1,299.28 | ↓ -71% |
| United | OptionsPPO | $1,394.68 | ↓ -69% |
| Cigna | PPO | $1,662.72 | ↓ -63% |
| Centurion | PRISON | $1,871.69 | ↓ -59% |
| United | GlobalBenefitPlan | $2,044.32 | ↓ -55% |
| BGFH SingleSource | DIRECTNETWORK | $2,271.47 | ↓ -50% |
| Aetna | NAP | $2,271.47 | ↓ -50% |
| Employers Health Network | COMM | $3,180.06 | ↓ -30% |
| Odom's TN Pride Sausage | WORKERSCOMP | $3,407.20 | ↓ -25% |
| Cigna Evernorth Behavioral Health | COMM | $3,634.35 | ↓ -20% |
| Aetna | NewBusiness | $3,807.00 | ↓ -16% |
| BGFH SingleSource | LEASEDNETWORK | $3,861.50 | ↓ -15% |
| Multiplan | COMM | $4,088.65 | ↓ -10% |
| Beech Street | COMM | $4,179.50 | ↓ -8% |
| Aetna | COMM | $4,700.00 | ↑ +3% |
Visitor-reported prices
Comments
Test stress cardiovascular tracing only at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $614.06 | $51.25 – $417.52 |
| CHI Memorial Hospital Hixson | Hixson | $839.76 | $76.28 – $1,985.90 |
| 62-1166050 BMH Carroll County | Huntingdon | $338.56 | $51.25 – $568.70 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $1,200.06 | $76.28 – $1,985.90 |
| Johnson City Medical Center | JOHNSON CITY | $223.95 | $59.45 – $439.24 |
| Ascension Saint Thomas DeKalb | Smithville | $644.70 | $51.25 – $411.50 |
| Ascension Saint Thomas Highlands | Sparta | $614.07 | $51.25 – $411.50 |
| Ascension Saint Thomas River Park | McMinnville | $713.27 | $64.27 – $411.50 |