Special physics consult at HORIZON MEDICAL CENTER

107 NATCHEZ PARK DR, DICKSON, TN · Tristarhealth · · NPI 1871530832

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$4,206.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,206.96

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.35 with BCBS vs $3,870.40 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $100.35 ↓ -98%
BCBS TENNCARE $146.33 ↓ -97%
BCBS COVERKIDS $158.19 ↓ -96%
Aetna NewBusiness $189.96 ↓ -95%
Aetna COMM $189.96 ↓ -95%
BCBS BlueCare $262.99 ↓ -94%
Cigna NewBusiness $467.91 ↓ -89%
Humana BroadNetwork $471.20 ↓ -89%
Humana NarrowExchangeNetwork $471.20 ↓ -89%
Humana HumanaChoiceCare $471.20 ↓ -89%
Humana HumanaChoice $471.20 ↓ -89%
Cigna OAP $531.49 ↓ -87%
Bright Health HIX $715.18 ↓ -83%
Oscar HIX $769.87 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $774.50 ↓ -82%
Ambetter CORE $938.15 ↓ -78%
Ambetter Select $976.01 ↓ -77%
Bright Health SmallGroup $1,009.67 ↓ -76%
Humana TRICARE $1,051.74 ↓ -75%
United OptionsPPO $1,291.54 ↓ -69%
Cigna PPO $1,539.75 ↓ -63%
Centurion PRISON $1,733.27 ↓ -59%
United GlobalBenefitPlan $1,893.13 ↓ -55%
Aetna NAP $2,103.48 ↓ -50%
BGFH SingleSource DIRECTNETWORK $2,103.48 ↓ -50%
Employers Health Network COMM $2,944.87 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $3,155.22 ↓ -25%
Cigna Evernorth Behavioral Health COMM $3,365.57 ↓ -20%
BGFH SingleSource LEASEDNETWORK $3,575.92 ↓ -15%
Multiplan COMM $3,786.26 ↓ -10%
Beech Street COMM $3,870.40 ↓ -8%

Visitor-reported prices

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Special physics consult at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $396.15 $98.87 – $336.54
CHI Memorial Hospital Hixson Hixson $228.52 $73.87 – $540.40
CHI Memorial Hospital Chattanooga Chattanooga $326.56 $73.87 – $540.40
Johnson City Medical Center JOHNSON CITY $175.05 $96.80 – $273.42
Ascension Saint Thomas Rutherford Murfreesboro $396.15 $98.87 – $336.54
Greeneville Community Hospital GREENEVILLE $175.05 $38.72 – $273.42
Bristol Regional Medical Center BRISTOL $175.05 $64.54 – $306.02
Franklin Woods Community Hospital JOHNSON CITY $175.05 $96.80 – $266.04

All Tennessee hospitals for this procedure →