So gsap cll fr mcrstl ins at HORIZON MEDICAL CENTER

107 NATCHEZ PARK DR, DICKSON, TN · Tristarhealth · · NPI 1871530832

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,959.66 with Wellpoint vs $9,865.53 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint MGMCD $2,959.66
Devoted Health Plan MCR $3,288.51
Sarah Cannon Research COMM $3,288.51
HealthSpring DualEligible $3,288.51
HealthSpring MCRHMO $3,288.51
HealthSpring MCRPOS $3,288.51
HealthSpring MCRPPO $3,288.51
Humana ChoicecareMGMCR $3,288.51
Amerigroup MGMCR $3,288.51
United AllPayerAppendix $3,288.51
United CorePayer $3,288.51
United HeritageSelect $3,288.51
BCBS NetworkP $3,288.51
United VACCN $3,288.51
Aetna MGMCRPPO $3,321.40
Aetna MGMCRSNP $3,321.40
Aetna MGMCRHMO $3,321.40
United MGMCR $3,354.28
Zing MGMCR $3,387.17
WellCare MCR $3,387.17
BCBS MCR $3,387.17
Ambetter Select $3,420.05
Evergreen HMO MCR $3,452.94
American Health Advantage MCRPFFS $3,452.94
American Health Advantage MCRPOS $3,452.94
American Health Advantage MCRPPO $3,452.94
American Health Advantage MCRHMO $3,452.94
American Health Advantage MCRSNP $3,452.94
Signature Advantage MCR $3,485.82
Ambetter CORE $3,551.59
ATRIO Golden Times MCR $3,617.36
Bright Health MCRNarrow $3,781.79
Prime Health WORKERSCOMP $4,735.45
NovaNET WORKERSCOMP $4,834.11
CorVel Corporation WORKERSCOMP $4,834.11
Cigna NewBusiness $5,863.83
Cigna OAP $6,659.43
Oscar HIX $9,865.53

Visitor-reported prices

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So gsap cll fr mcrstl ins at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville not published $50.00 – $5,787.78
Ascension Saint Thomas DeKalb Smithville not published $50.00 – $6,938.76
Ascension Saint Thomas Highlands Sparta not published $50.00 – $6,938.76
Ascension Saint Thomas River Park McMinnville not published $50.00 – $6,938.76
Ascension Saint Thomas Rutherford Murfreesboro not published $50.00 – $6,741.45
Ascension Saint Thomas Hickman Centerville not published $50.00 – $6,938.76
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $3,288.51 – $9,865.53
HENDERSONVILLE MEDICAL CENTER HENDERSONVILLE not published $3,189.85 – $9,865.53

All Tennessee hospitals for this procedure →