MRI upper extremity other than joint without & w/contrast (both sides) at HORIZON MEDICAL CENTER

107 NATCHEZ PARK DR, DICKSON, TN · Tristarhealth · · NPI 1871530832

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$400.72 with Humana vs $13,305.48 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana BroadNetwork $400.72
Humana HumanaChoice $400.72
Humana HumanaChoiceCare $400.72
Humana NarrowExchangeNetwork $400.72
BCBS TENNCARE $469.72
BCBS COVERKIDS $507.81
United CorePayer $616.10
United HeritageSelect $616.10
United AllPayerAppendix $616.10
BCBS BlueCare $844.23
Aetna NewBusiness $1,164.69
Aetna COMM $1,164.69
Kentucky Labor Cabinet WORKERSCOMP $2,662.54
Apex Health MCR $2,747.87
NHC Advantage, Inc. MCRHMO $2,747.87
Pruitt Health (AllyAlign) MCR $2,747.87
Humana TRICARE $3,615.62
United OptionsPPO $4,439.98
Cigna PPO $5,293.27
United GlobalBenefitPlan $6,508.12
BGFH SingleSource DIRECTNETWORK $7,231.24
Aetna NAP $7,231.24
Employers Health Network COMM $10,123.74
Cigna Evernorth Behavioral Health COMM $11,569.98
BGFH SingleSource LEASEDNETWORK $12,293.11
Multiplan COMM $13,016.23
Beech Street COMM $13,305.48

Visitor-reported prices

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MRI upper extremity other than joint without & w/contrast (both sides) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $1,041.24 $307.82 – $1,460.67
CHI Memorial Hospital Hixson Hixson $1,597.52 $315.33 – $3,577.70
62-1166050 BMH Carroll County Huntingdon $1,109.52 $283.71 – $652.20
CHI Memorial Hospital Chattanooga Chattanooga $2,282.94 $315.33 – $3,577.70
Johnson City Medical Center JOHNSON CITY $668.55 $325.55 – $709.70
Ascension Saint Thomas DeKalb Smithville $1,041.24 $264.35 – $1,460.67
Ascension Saint Thomas Highlands Sparta $1,041.24 $264.35 – $1,460.67
Ascension Saint Thomas River Park McMinnville $1,041.24 $264.35 – $1,460.67

All Tennessee hospitals for this procedure →