Microalbumin urine screen at HORIZON MEDICAL CENTER

107 NATCHEZ PARK DR, DICKSON, TN · Tristarhealth · · NPI 1871530832

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.37 with BCBS vs $64.50 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $2.37
Wellpoint MGMCD $2.80
Aetna NewBusiness $4.95
Aetna COMM $4.95
Devoted Health Plan MCR $6.23
Humana ChoicecareMGMCR $6.23
HealthSpring DualEligible $6.23
HealthSpring MCRHMO $6.23
HealthSpring MCRPOS $6.23
HealthSpring MCRPPO $6.23
United VACCN $6.23
United AllPayerAppendix $6.23
United CorePayer $6.23
United HeritageSelect $6.23
Amerigroup MGMCR $6.23
Bright Health HIX $6.23
Bright Health SmallGroup $6.23
Sarah Cannon Research COMM $6.23
Aetna MGMCRPPO $6.29
Aetna MGMCRSNP $6.29
Aetna MGMCRHMO $6.29
United MGMCR $6.35
Zing MGMCR $6.42
WellCare MCR $6.42
BCBS MCR $6.42
Ambetter Select $6.48
American Health Advantage MCRPOS $6.54
American Health Advantage MCRSNP $6.54
American Health Advantage MCRPFFS $6.54
Evergreen HMO MCR $6.54
American Health Advantage MCRHMO $6.54
American Health Advantage MCRPPO $6.54
Signature Advantage MCR $6.60
Ambetter CORE $6.73
ATRIO Golden Times MCR $6.85
Bright Health MCRNarrow $7.16
Prime Health WORKERSCOMP $8.97
CorVel Corporation WORKERSCOMP $9.16
NovaNET WORKERSCOMP $9.16
Cigna NewBusiness $10.96
Cigna OAP $12.45
Oscar HIX $18.69
Humana HumanaChoice $24.92
Humana BroadNetwork $24.92
Humana NarrowExchangeNetwork $24.92
Humana HumanaChoiceCare $24.92
BCBS TENNCARE $35.71
BCBS COVERKIDS $38.61
BCBS BlueCare $64.50

Visitor-reported prices

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Microalbumin urine screen at other Tennessee hospitals

Hospital City Cash price Negotiated range
Johnson City Medical Center JOHNSON CITY $7.50 $3.08 – $13.58
Hancock County Hospital SNEEDVILLE $7.36 $3.24 – $13.71
Greeneville Community Hospital GREENEVILLE $7.50 $2.33 – $13.58
Bristol Regional Medical Center BRISTOL $7.50 $3.12 – $14.95
Franklin Woods Community Hospital JOHNSON CITY $7.50 $3.12 – $13.58
Holston Valley Medical Center KINGSPORT $7.50 $3.04 – $14.95
Indian Path Community Hospital KINGSPORT $7.50 $2.94 – $14.95
Hawkins County Memorial Hospital ROGERSVILLE $7.50 $3.12 – $13.58

All Tennessee hospitals for this procedure →