Mayo factor x at HORIZON MEDICAL CENTER
107 NATCHEZ PARK DR, DICKSON, TN · Tristarhealth · · NPI 1871530832
$1,256.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,256.87
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.05 with Wellpoint vs $1,156.32 with Beech Street — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | MGMCD | $8.05 | ↓ -99% |
| Aetna | COMM | $14.24 | ↓ -99% |
| Aetna | NewBusiness | $14.24 | ↓ -99% |
| Humana | ChoicecareMGMCR | $17.90 | ↓ -99% |
| Bright Health | SmallGroup | $17.90 | ↓ -99% |
| Bright Health | HIX | $17.90 | ↓ -99% |
| HealthSpring | DualEligible | $17.90 | ↓ -99% |
| HealthSpring | MCRHMO | $17.90 | ↓ -99% |
| HealthSpring | MCRPOS | $17.90 | ↓ -99% |
| HealthSpring | MCRPPO | $17.90 | ↓ -99% |
| United | HeritageSelect | $17.90 | ↓ -99% |
| Sarah Cannon Research | COMM | $17.90 | ↓ -99% |
| Devoted Health Plan | MCR | $17.90 | ↓ -99% |
| Amerigroup | MGMCR | $17.90 | ↓ -99% |
| United | VACCN | $17.90 | ↓ -99% |
| United | AllPayerAppendix | $17.90 | ↓ -99% |
| United | CorePayer | $17.90 | ↓ -99% |
| Aetna | MGMCRPPO | $18.08 | ↓ -99% |
| Aetna | MGMCRSNP | $18.08 | ↓ -99% |
| Aetna | MGMCRHMO | $18.08 | ↓ -99% |
| United | MGMCR | $18.26 | ↓ -99% |
| BCBS | MCR | $18.44 | ↓ -99% |
| WellCare | MCR | $18.44 | ↓ -99% |
| Zing | MGMCR | $18.44 | ↓ -99% |
| Ambetter | Select | $18.62 | ↓ -99% |
| American Health Advantage | MCRHMO | $18.79 | ↓ -99% |
| American Health Advantage | MCRPOS | $18.79 | ↓ -99% |
| American Health Advantage | MCRPPO | $18.79 | ↓ -99% |
| American Health Advantage | MCRSNP | $18.79 | ↓ -99% |
| American Health Advantage | MCRPFFS | $18.79 | ↓ -99% |
| Evergreen HMO | MCR | $18.79 | ↓ -99% |
| Signature Advantage | MCR | $18.97 | ↓ -98% |
| Ambetter | CORE | $19.33 | ↓ -98% |
| ATRIO Golden Times | MCR | $19.69 | ↓ -98% |
| Bright Health | MCRNarrow | $20.58 | ↓ -98% |
| BCBS | NetworkP | $24.43 | ↓ -98% |
| Prime Health | WORKERSCOMP | $25.78 | ↓ -98% |
| CorVel Corporation | WORKERSCOMP | $26.31 | ↓ -98% |
| NovaNET | WORKERSCOMP | $26.31 | ↓ -98% |
| Cigna | NewBusiness | $31.72 | ↓ -97% |
| Cigna | OAP | $36.02 | ↓ -97% |
| Oscar | HIX | $53.70 | ↓ -96% |
| BCBS | TENNCARE | $56.26 | ↓ -96% |
| BCBS | COVERKIDS | $60.83 | ↓ -95% |
| Humana | HumanaChoice | $71.60 | ↓ -94% |
| Humana | HumanaChoiceCare | $71.60 | ↓ -94% |
| Humana | NarrowExchangeNetwork | $71.60 | ↓ -94% |
| Humana | BroadNetwork | $71.60 | ↓ -94% |
| BCBS | BlueCare | $101.61 | ↓ -92% |
| Kentucky Labor Cabinet | WORKERSCOMP | $231.39 | ↓ -82% |
| NHC Advantage, Inc. | MCRHMO | $238.81 | ↓ -81% |
| Pruitt Health (AllyAlign) | MCR | $238.81 | ↓ -81% |
| Apex Health | MCR | $238.81 | ↓ -81% |
| Humana | TRICARE | $314.22 | ↓ -75% |
| United | OptionsPPO | $385.86 | ↓ -69% |
| Cigna | PPO | $460.01 | ↓ -63% |
| Centurion | PRISON | $517.83 | ↓ -59% |
| United | GlobalBenefitPlan | $565.59 | ↓ -55% |
| Aetna | NAP | $628.43 | ↓ -50% |
| BGFH SingleSource | DIRECTNETWORK | $628.43 | ↓ -50% |
| Employers Health Network | COMM | $879.81 | ↓ -30% |
| Odom's TN Pride Sausage | WORKERSCOMP | $942.65 | ↓ -25% |
| Cigna Evernorth Behavioral Health | COMM | $1,005.50 | ↓ -20% |
| BGFH SingleSource | LEASEDNETWORK | $1,068.34 | ↓ -15% |
| Multiplan | COMM | $1,131.18 | ↓ -10% |
| Beech Street | COMM | $1,156.32 | ↓ -8% |
Visitor-reported prices
Comments
Mayo factor x at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $165.96 | $6.44 – $68.87 |
| CHI Memorial Hospital Hixson | Hixson | $162.51 | $15.91 – $384.30 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $232.23 | $15.91 – $384.30 |
| Johnson City Medical Center | JOHNSON CITY | $31.50 | $4.63 – $39.02 |
| Ascension Saint Thomas DeKalb | Smithville | $165.96 | $12.55 – $68.87 |
| Ascension Saint Thomas Highlands | Sparta | $165.96 | $12.55 – $68.87 |
| Ascension Saint Thomas River Park | McMinnville | $165.96 | $12.55 – $68.87 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $165.96 | $16.11 – $68.87 |