Lower Back (Lumbar Spine) MRI (with contrast) at HORIZON MEDICAL CENTER
107 NATCHEZ PARK DR, DICKSON, TN · Tristarhealth · · NPI 1871530832
$13,771.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,771.84
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$331.56 with Humana vs $12,670.09 with Beech Street — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | BroadNetwork | $331.56 | ↓ -98% |
| Humana | HumanaChoice | $331.56 | ↓ -98% |
| Humana | HumanaChoiceCare | $331.56 | ↓ -98% |
| Humana | NarrowExchangeNetwork | $331.56 | ↓ -98% |
| BCBS | TENNCARE | $563.36 | ↓ -96% |
| BCBS | COVERKIDS | $609.04 | ↓ -96% |
| United | HeritageSelect | $616.10 | ↓ -96% |
| United | AllPayerAppendix | $616.10 | ↓ -96% |
| United | CorePayer | $616.10 | ↓ -96% |
| Aetna | NewBusiness | $756.19 | ↓ -95% |
| Aetna | COMM | $756.19 | ↓ -95% |
| BCBS | BlueCare | $1,012.53 | ↓ -93% |
| Kentucky Labor Cabinet | WORKERSCOMP | $2,535.40 | ↓ -82% |
| Apex Health | MCR | $2,616.65 | ↓ -81% |
| NHC Advantage, Inc. | MCRHMO | $2,616.65 | ↓ -81% |
| Pruitt Health (AllyAlign) | MCR | $2,616.65 | ↓ -81% |
| Humana | TRICARE | $3,442.96 | ↓ -75% |
| United | OptionsPPO | $4,227.95 | ↓ -69% |
| Cigna | PPO | $5,040.49 | ↓ -63% |
| United | GlobalBenefitPlan | $6,197.33 | ↓ -55% |
| BGFH SingleSource | DIRECTNETWORK | $6,885.92 | ↓ -50% |
| Aetna | NAP | $6,885.92 | ↓ -50% |
| Employers Health Network | COMM | $9,640.29 | ↓ -30% |
| Cigna Evernorth Behavioral Health | COMM | $11,017.47 | ↓ -20% |
| BGFH SingleSource | LEASEDNETWORK | $11,706.06 | ↓ -15% |
| Multiplan | COMM | $12,394.66 | ↓ -10% |
| Beech Street | COMM | $12,670.09 | ↓ -8% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with contrast) at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $1,152.21 | $256.45 – $865.43 |
| CHI Memorial Hospital Hixson | Hixson | $1,565.25 | $278.75 – $3,701.60 |
| 62-1166050 BMH Carroll County | Huntingdon | $1,020.74 | $283.71 – $652.20 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $2,236.83 | $278.75 – $3,701.60 |
| Johnson City Medical Center | JOHNSON CITY | $636.75 | $325.55 – $709.70 |
| Ascension Saint Thomas DeKalb | Smithville | $1,013.60 | $215.74 – $865.43 |
| Ascension Saint Thomas Highlands | Sparta | $1,013.60 | $215.74 – $865.43 |
| Ascension Saint Thomas River Park | McMinnville | $965.33 | $215.74 – $865.43 |