Head CT scan (without contrast) at HORIZON MEDICAL CENTER

107 NATCHEZ PARK DR, DICKSON, TN · Tristarhealth · · NPI 1871530832

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$154.52 with United vs $9,046.44 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $154.52
United HeritageSelect $154.52
United CorePayer $154.52
Humana HumanaChoiceCare $157.44
Humana NarrowExchangeNetwork $157.44
Humana BroadNetwork $157.44
Humana HumanaChoice $157.44
BCBS TENNCARE $197.92
BCBS COVERKIDS $213.97
BCBS BlueCare $355.72
Aetna NewBusiness $459.25
Aetna COMM $459.25
Kentucky Labor Cabinet WORKERSCOMP $1,810.27
Apex Health MCR $1,868.29
NHC Advantage, Inc. MCRHMO $1,868.29
Pruitt Health (AllyAlign) MCR $1,868.29
Humana TRICARE $2,458.27
United OptionsPPO $3,018.76
Cigna PPO $3,598.91
United GlobalBenefitPlan $4,424.89
BGFH SingleSource DIRECTNETWORK $4,916.55
Aetna NAP $4,916.55
Employers Health Network COMM $6,883.16
Cigna Evernorth Behavioral Health COMM $7,866.47
BGFH SingleSource LEASEDNETWORK $8,358.13
Multiplan COMM $8,849.78
Beech Street COMM $9,046.44

Visitor-reported prices

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Head CT scan (without contrast) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $581.79 $86.77 – $562.72
CHI Memorial Hospital Hixson Hixson $927.67 $78.34 – $2,193.80
62-1166050 BMH Carroll County Huntingdon $688.16 $84.48 – $194.20
CHI Memorial Hospital Chattanooga Chattanooga $1,325.69 $78.34 – $2,193.80
Johnson City Medical Center JOHNSON CITY $531.75 $97.56 – $406.92
Ascension Saint Thomas DeKalb Smithville $812.24 $86.77 – $562.76
Ascension Saint Thomas Highlands Sparta $812.24 $86.77 – $562.76
Ascension Saint Thomas River Park McMinnville $773.55 $86.77 – $562.76

All Tennessee hospitals for this procedure →