Compatibility test each unit immediate spin technique at HORIZON MEDICAL CENTER

107 NATCHEZ PARK DR, DICKSON, TN · Tristarhealth · · NPI 1871530832

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$549.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$549.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.20 with BCBS vs $505.08 with Beech Street — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS NetworkP $22.20 ↓ -96%
Aetna COMM $25.74 ↓ -95%
Aetna NewBusiness $25.74 ↓ -95%
BCBS TENNCARE $35.15 ↓ -94%
BCBS COVERKIDS $38.01 ↓ -93%
Cigna NewBusiness $43.84 ↓ -92%
Cigna OAP $49.79 ↓ -91%
BCBS BlueCare $63.49 ↓ -88%
Bright Health HIX $93.33 ↓ -83%
Oscar HIX $100.47 ↓ -82%
Kentucky Labor Cabinet WORKERSCOMP $101.07 ↓ -82%
NHC Advantage, Inc. MCRHMO $104.31 ↓ -81%
Pruitt Health (AllyAlign) MCR $104.31 ↓ -81%
Apex Health MCR $104.31 ↓ -81%
Ambetter CORE $122.43 ↓ -78%
Humana HumanaChoice $125.96 ↓ -77%
Humana BroadNetwork $125.96 ↓ -77%
Humana NarrowExchangeNetwork $125.96 ↓ -77%
Humana HumanaChoiceCare $125.96 ↓ -77%
Ambetter Select $127.37 ↓ -77%
Bright Health SmallGroup $131.76 ↓ -76%
Humana TRICARE $137.25 ↓ -75%
United CorePayer $149.16 ↓ -73%
United AllPayerAppendix $149.16 ↓ -73%
United HeritageSelect $149.16 ↓ -73%
United OptionsPPO $168.54 ↓ -69%
Cigna PPO $200.93 ↓ -63%
Centurion PRISON $226.19 ↓ -59%
United GlobalBenefitPlan $247.05 ↓ -55%
Aetna NAP $274.50 ↓ -50%
BGFH SingleSource DIRECTNETWORK $274.50 ↓ -50%
Employers Health Network COMM $384.30 ↓ -30%
Odom's TN Pride Sausage WORKERSCOMP $411.75 ↓ -25%
Cigna Evernorth Behavioral Health COMM $439.20 ↓ -20%
BGFH SingleSource LEASEDNETWORK $466.65 ↓ -15%
Multiplan COMM $494.10 ↓ -10%
Beech Street COMM $505.08 ↓ -8%

Visitor-reported prices

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Compatibility test each unit immediate spin technique at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $102.11 $21.97 – $229.75
CHI Memorial Hospital Hixson Hixson $100.94 $32.70 – $238.70
62-1166050 BMH Carroll County Huntingdon $69.92 $21.97 – $312.94
CHI Memorial Hospital Chattanooga Chattanooga $144.25 $32.70 – $238.70
Johnson City Medical Center JOHNSON CITY $62.25 $13.44 – $346.58
Ascension Saint Thomas DeKalb Smithville $102.11 $7.40 – $226.45
Ascension Saint Thomas Highlands Sparta $102.11 $7.40 – $226.45
Ascension Saint Thomas River Park McMinnville $102.11 $7.40 – $226.45

All Tennessee hospitals for this procedure →