X-ray acromioclavicular joints without or w/weighted distraction bilateral at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$117.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$367.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$23.91 with BCBS TN vs $330.30 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

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Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $23.91 ↓ -80%
Aetna Commercial $27.25 ↓ -77%
United Healthcare Tenncare $33.49 ↓ -71%
Cigna IFP $40.65 ↓ -65%
Cigna Local Plus $40.83 ↓ -65%
Cigna OAP $44.38 ↓ -62%
Cigna POS $44.38 ↓ -62%
Cigna HMO $44.38 ↓ -62%
Wellpoint Medicaid Tenncare $79.70 ↓ -32%
Tricare Humana Military $84.56 ↓ -28%
Optum VA CCN $84.56 ↓ -28%
United Healthcare Community Plan DSNP $87.10 ↓ -26%
Humana Medicare Advantage PPO $87.10 ↓ -26%
Humana Medicare Advantage HMO $87.10 ↓ -26%
Humana DSNP $87.10 ↓ -26%
United Healthcare Medicare Advantage $87.10 ↓ -26%
Farm Bureau Medicare Advantage HMO $87.94 ↓ -25%
Farm Bureau Medicare Advantage PPO $87.94 ↓ -25%
Ambetter Exchange $88.31 ↓ -25%
Devoted Health PPO $88.79 ↓ -24%
Cigna Medicare PPO $88.79 ↓ -24%
Cigna Medicare HMO $88.79 ↓ -24%
HealthSpring Medicare HMO POS $88.79 ↓ -24%
HealthSpring Medicare PPO $88.79 ↓ -24%
Aetna Medicare Advantage $88.79 ↓ -24%
Wellcare Medicare Advantage $88.79 ↓ -24%
Devoted Health HMO $88.79 ↓ -24%
Blue Cross of TN BlueEssential DSNP $88.79 ↓ -24%
Blue Cross of TN BlueEssential HMO $88.79 ↓ -24%
Blue Cross of TN Med Adv Diamond $88.79 ↓ -24%
Blue Cross of TN Med Adv PPO $88.79 ↓ -24%
Blue Cross of TN Med Adv Ruby $88.79 ↓ -24%
Blue Cross of TN Med Adv Sapphire $88.79 ↓ -24%
United Healthcare DSNP $88.79 ↓ -24%
Cigna Medicare HMO-POS $88.79 ↓ -24%
Wellpoint DSNP $88.79 ↓ -24%
Wellpoint Medicare Advantage $88.79 ↓ -24%
BCBS TN Commercial Network P $141.00 ↑ +20%
BCBS TN Commercial Network S $141.00 ↑ +20%
United Healthcare All Other Plans $163.61 ↑ +39%
United Healthcare Options PPO $163.61 ↑ +39%
United Healthcare Heritage Select $163.61 ↑ +39%
EHN Network Lease $165.15 ↑ +41%
Correctional Medical Services Correctional Facilities - Inmate Claims $220.20 ↑ +88%
Community Services Network NonProfit Public Benefit $238.55 ↑ +103%
USA Managed Care Organization PPO $256.90 ↑ +119%
NovaNet Network Lease $275.25 ↑ +134%
Direct Care America PPO $293.60 ↑ +150%
MedSave USA Commercial $293.60 ↑ +150%
National Provider Network PPO $293.60 ↑ +150%
Beech Street PPO $311.95 ↑ +166%
CCN Managed Care PPO $311.95 ↑ +166%
Initial Group PPO $322.96 ↑ +175%
Galaxy Health Network PPO $330.30 ↑ +181%

Visitor-reported prices

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X-ray acromioclavicular joints without or w/weighted distraction bilateral at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $83.87 $19.13 – $127.70
CHI Memorial Hospital Hixson Hixson $171.09 $28.47 – $404.60
62-1166050 BMH Carroll County Huntingdon $111.78 $19.13 – $160.80
CHI Memorial Hospital Chattanooga Chattanooga $244.50 $28.47 – $404.60
Johnson City Medical Center JOHNSON CITY $69.30 $22.19 – $177.03
Ascension Saint Thomas DeKalb Smithville $151.28 $19.13 – $127.70
Ascension Saint Thomas Highlands Sparta $151.28 $19.13 – $127.70
Ascension Saint Thomas River Park McMinnville $144.06 $22.18 – $127.70

All Tennessee hospitals for this procedure →