Warde islet cell antibody zinc transporter 8 at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$40.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$127.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$10.61 with Wellpoint vs $53.03 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
Wellpoint Medicaid Tenncare $10.61 ↓ -74%
United Healthcare Tenncare $15.19 ↓ -63%
EHN Network Lease $21.15 ↓ -48%
United Healthcare Options PPO $23.57 ↓ -42%
United Healthcare All Other Plans $23.57 ↓ -42%
United Healthcare Heritage Select $23.57 ↓ -42%
Tricare Humana Military $25.24 ↓ -38%
Optum VA CCN $25.24 ↓ -38%
United Healthcare Medicare Advantage $26.00 ↓ -36%
Humana DSNP $26.00 ↓ -36%
Humana Medicare Advantage PPO $26.00 ↓ -36%
Humana Medicare Advantage HMO $26.00 ↓ -36%
United Healthcare Community Plan DSNP $26.00 ↓ -36%
Farm Bureau Medicare Advantage PPO $26.25 ↓ -35%
Farm Bureau Medicare Advantage HMO $26.25 ↓ -35%
Blue Cross of TN BlueEssential DSNP $26.50 ↓ -35%
Devoted Health PPO $26.50 ↓ -35%
Devoted Health HMO $26.50 ↓ -35%
Wellcare Medicare Advantage $26.50 ↓ -35%
United Healthcare DSNP $26.50 ↓ -35%
HealthSpring Medicare PPO $26.50 ↓ -35%
HealthSpring Medicare HMO POS $26.50 ↓ -35%
Aetna Medicare Advantage $26.50 ↓ -35%
Cigna Medicare PPO $26.50 ↓ -35%
Cigna Medicare HMO $26.50 ↓ -35%
Wellpoint Medicare Advantage $26.50 ↓ -35%
Blue Cross of TN Med Adv Diamond $26.50 ↓ -35%
Blue Cross of TN BlueEssential HMO $26.50 ↓ -35%
Blue Cross of TN Med Adv Sapphire $26.50 ↓ -35%
Blue Cross of TN Med Adv Ruby $26.50 ↓ -35%
Blue Cross of TN Med Adv PPO $26.50 ↓ -35%
Cigna Medicare HMO-POS $26.50 ↓ -35%
Wellpoint DSNP $26.50 ↓ -35%
Correctional Medical Services Correctional Facilities - Inmate Claims $28.20 ↓ -31%
BCBS TN Blue Care $29.46 ↓ -28%
Community Services Network NonProfit Public Benefit $30.55 ↓ -25%
USA Managed Care Organization PPO $32.90 ↓ -19%
NovaNet Network Lease $35.25 ↓ -13%
Aetna Commercial $35.70 ↓ -12%
Direct Care America PPO $37.60 ↓ -7%
National Provider Network PPO $37.60 ↓ -7%
MedSave USA Commercial $37.60 ↓ -7%
CCN Managed Care PPO $39.95 ↓ -2%
Beech Street PPO $39.95 ↓ -2%
Initial Group PPO $41.36 ↑ +2%
Galaxy Health Network PPO $42.30 ↑ +4%
Ambetter Exchange $42.66 ↑ +5%
BCBS TN Commercial Network S $44.78 ↑ +10%
BCBS TN Commercial Network P $44.78 ↑ +10%
Cigna IFP $48.57 ↑ +20%
Cigna Local Plus $48.78 ↑ +20%
Cigna HMO $53.03 ↑ +30%
Cigna OAP $53.03 ↑ +30%
Cigna POS $53.03 ↑ +30%

Visitor-reported prices

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Warde islet cell antibody zinc transporter 8 at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $49.14 $17.57 – $116.20
62-1166050 BMH Carroll County Huntingdon $143.52 $20.51 – $47.14
CHI Memorial Hospital Chattanooga Chattanooga $70.22 $17.57 – $116.20
Johnson City Medical Center JOHNSON CITY $33.30 $11.79 – $51.38
Hancock County Hospital SNEEDVILLE $32.66 $13.18 – $51.97
Greeneville Community Hospital GREENEVILLE $33.30 $10.09 – $51.38
Bristol Regional Medical Center BRISTOL $33.30 $11.79 – $56.57
Franklin Woods Community Hospital JOHNSON CITY $33.30 $11.79 – $51.38

All Tennessee hospitals for this procedure →