Warde estrogen fractionated at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$25.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$81.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.54 with Wellpoint vs $72.90 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid Tenncare $14.54 ↓ -44%
United Healthcare Tenncare $24.79 ↓ -4%
United Healthcare Options PPO $32.30 ↑ +25%
United Healthcare All Other Plans $32.30 ↑ +25%
United Healthcare Heritage Select $32.30 ↑ +25%
Tricare Humana Military $34.59 ↑ +33%
Optum VA CCN $34.59 ↑ +33%
Humana Medicare Advantage HMO $35.63 ↑ +37%
Humana DSNP $35.63 ↑ +37%
Humana Medicare Advantage PPO $35.63 ↑ +37%
United Healthcare Medicare Advantage $35.63 ↑ +37%
United Healthcare Community Plan DSNP $35.63 ↑ +37%
Farm Bureau Medicare Advantage PPO $35.97 ↑ +39%
Farm Bureau Medicare Advantage HMO $35.97 ↑ +39%
Blue Cross of TN BlueEssential HMO $36.32 ↑ +40%
Devoted Health HMO $36.32 ↑ +40%
Wellcare Medicare Advantage $36.32 ↑ +40%
United Healthcare DSNP $36.32 ↑ +40%
Devoted Health PPO $36.32 ↑ +40%
HealthSpring Medicare PPO $36.32 ↑ +40%
HealthSpring Medicare HMO POS $36.32 ↑ +40%
Aetna Medicare Advantage $36.32 ↑ +40%
Cigna Medicare PPO $36.32 ↑ +40%
Cigna Medicare HMO $36.32 ↑ +40%
Wellpoint DSNP $36.32 ↑ +40%
Wellpoint Medicare Advantage $36.32 ↑ +40%
Blue Cross of TN Med Adv PPO $36.32 ↑ +40%
Blue Cross of TN Med Adv Diamond $36.32 ↑ +40%
Blue Cross of TN BlueEssential DSNP $36.32 ↑ +40%
Blue Cross of TN Med Adv Sapphire $36.32 ↑ +40%
Blue Cross of TN Med Adv Ruby $36.32 ↑ +40%
Cigna Medicare HMO-POS $36.32 ↑ +40%
EHN Network Lease $36.45 ↑ +41%
BCBS TN Blue Care $44.86 ↑ +73%
Correctional Medical Services Correctional Facilities - Inmate Claims $48.60 ↑ +88%
Aetna Commercial $48.93 ↑ +89%
Community Services Network NonProfit Public Benefit $52.65 ↑ +103%
USA Managed Care Organization PPO $56.70 ↑ +119%
Ambetter Exchange $58.46 ↑ +126%
NovaNet Network Lease $60.75 ↑ +134%
National Provider Network PPO $64.80 ↑ +150%
Direct Care America PPO $64.80 ↑ +150%
MedSave USA Commercial $64.80 ↑ +150%
Cigna IFP $65.91 ↑ +154%
Cigna Local Plus $66.19 ↑ +155%
BCBS TN Commercial Network S $68.19 ↑ +163%
BCBS TN Commercial Network P $68.19 ↑ +163%
Beech Street PPO $68.85 ↑ +166%
CCN Managed Care PPO $68.85 ↑ +166%
Initial Group PPO $71.28 ↑ +175%
Cigna POS $71.95 ↑ +178%
Cigna HMO $71.95 ↑ +178%
Cigna OAP $71.95 ↑ +178%
Galaxy Health Network PPO $72.90 ↑ +181%

Visitor-reported prices

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Warde estrogen fractionated at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $120.93 $11.63 – $125.28
CHI Memorial Hospital Hixson Hixson $56.54 $28.69 – $133.70
CHI Memorial Hospital Chattanooga Chattanooga $80.80 $28.69 – $133.70
Johnson City Medical Center JOHNSON CITY $27.30 $16.15 – $70.41
Hancock County Hospital SNEEDVILLE $26.91 $22.88 – $71.46
Greeneville Community Hospital GREENEVILLE $27.30 $14.54 – $70.41
Bristol Regional Medical Center BRISTOL $27.30 $16.15 – $77.52
Franklin Woods Community Hospital JOHNSON CITY $27.30 $16.15 – $70.41

All Tennessee hospitals for this procedure →