Red blood cells washed each unit at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$263.68

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$824.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$206.62 with United Healthcare vs $741.60 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Tenncare $206.62 ↓ -22%
Aetna Commercial $329.60 ↑ +25%
Optum VA CCN $350.55 ↑ +33%
Tricare Humana Military $350.55 ↑ +33%
United Healthcare Medicare Advantage $361.07 ↑ +37%
Humana Medicare Advantage HMO $361.07 ↑ +37%
Humana DSNP $361.07 ↑ +37%
Humana Medicare Advantage PPO $361.07 ↑ +37%
United Healthcare Community Plan DSNP $361.07 ↑ +37%
Farm Bureau Medicare Advantage HMO $364.57 ↑ +38%
Farm Bureau Medicare Advantage PPO $364.57 ↑ +38%
HealthSpring Medicare PPO $368.08 ↑ +40%
Devoted Health HMO $368.08 ↑ +40%
Wellcare Medicare Advantage $368.08 ↑ +40%
United Healthcare DSNP $368.08 ↑ +40%
Devoted Health PPO $368.08 ↑ +40%
HealthSpring Medicare HMO POS $368.08 ↑ +40%
Aetna Medicare Advantage $368.08 ↑ +40%
Cigna Medicare PPO $368.08 ↑ +40%
Cigna Medicare HMO $368.08 ↑ +40%
Cigna Medicare HMO-POS $368.08 ↑ +40%
Wellpoint DSNP $368.08 ↑ +40%
Wellpoint Medicare Advantage $368.08 ↑ +40%
Blue Cross of TN BlueEssential DSNP $368.08 ↑ +40%
Blue Cross of TN BlueEssential HMO $368.08 ↑ +40%
Blue Cross of TN Med Adv Diamond $368.08 ↑ +40%
Blue Cross of TN Med Adv PPO $368.08 ↑ +40%
Blue Cross of TN Med Adv Ruby $368.08 ↑ +40%
Blue Cross of TN Med Adv Sapphire $368.08 ↑ +40%
EHN Network Lease $370.80 ↑ +41%
Wellpoint Medicaid Tenncare $379.22 ↑ +44%
Cigna Local Plus $418.59 ↑ +59%
Cigna IFP $418.59 ↑ +59%
BCBS TN Blue Care $427.12 ↑ +62%
Cigna HMO $492.75 ↑ +87%
Cigna POS $492.75 ↑ +87%
Cigna OAP $492.75 ↑ +87%
Correctional Medical Services Correctional Facilities - Inmate Claims $494.40 ↑ +88%
BCBS TN Commercial Network S $510.88 ↑ +94%
BCBS TN Commercial Network P $510.88 ↑ +94%
Community Services Network NonProfit Public Benefit $535.60 ↑ +103%
USA Managed Care Organization PPO $576.80 ↑ +119%
NovaNet Network Lease $618.00 ↑ +134%
National Provider Network PPO $659.20 ↑ +150%
MedSave USA Commercial $659.20 ↑ +150%
Direct Care America PPO $659.20 ↑ +150%
CCN Managed Care PPO $700.40 ↑ +166%
Beech Street PPO $700.40 ↑ +166%
Initial Group PPO $725.12 ↑ +175%
Galaxy Health Network PPO $741.60 ↑ +181%

Visitor-reported prices

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Red blood cells washed each unit at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $456.05 $88.45 – $665.64
Johnson City Medical Center JOHNSON CITY $114.15 $102.60 – $803.50
Ascension Saint Thomas DeKalb Smithville $455.57 $88.45 – $665.64
Ascension Saint Thomas Highlands Sparta $455.57 $88.45 – $665.64
Ascension Saint Thomas River Park McMinnville $455.57 $132.15 – $665.64
Ascension Saint Thomas Rutherford Murfreesboro $455.57 $88.45 – $665.64
Hancock County Hospital SNEEDVILLE $112.01 $102.60 – $487.00
Greeneville Community Hospital GREENEVILLE $114.15 $102.60 – $803.50

All Tennessee hospitals for this procedure →