Ph body fluid at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$47.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$148.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.61 with Wellpoint vs $44.10 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicaid Tenncare | $1.61 | ↓ -97% |
| United Healthcare | Tenncare | $2.75 | ↓ -94% |
| United Healthcare | Heritage Select | $3.58 | ↓ -92% |
| United Healthcare | Options PPO | $3.58 | ↓ -92% |
| United Healthcare | All Other Plans | $3.58 | ↓ -92% |
| Optum | VA CCN | $3.83 | ↓ -92% |
| Tricare | Humana Military | $3.83 | ↓ -92% |
| Humana | DSNP | $3.94 | ↓ -92% |
| Humana | Medicare Advantage PPO | $3.94 | ↓ -92% |
| Humana | Medicare Advantage HMO | $3.94 | ↓ -92% |
| United Healthcare | Community Plan DSNP | $3.94 | ↓ -92% |
| United Healthcare | Medicare Advantage | $3.94 | ↓ -92% |
| Farm Bureau | Medicare Advantage PPO | $3.98 | ↓ -92% |
| Farm Bureau | Medicare Advantage HMO | $3.98 | ↓ -92% |
| Devoted Health | PPO | $4.02 | ↓ -92% |
| HealthSpring | Medicare PPO | $4.02 | ↓ -92% |
| HealthSpring | Medicare HMO POS | $4.02 | ↓ -92% |
| Blue Cross of TN | Med Adv Sapphire | $4.02 | ↓ -92% |
| Aetna | Medicare Advantage | $4.02 | ↓ -92% |
| Wellcare | Medicare Advantage | $4.02 | ↓ -92% |
| Blue Cross of TN | Med Adv Ruby | $4.02 | ↓ -92% |
| Devoted Health | HMO | $4.02 | ↓ -92% |
| Cigna | Medicare PPO | $4.02 | ↓ -92% |
| Cigna | Medicare HMO | $4.02 | ↓ -92% |
| Blue Cross of TN | Med Adv PPO | $4.02 | ↓ -92% |
| Blue Cross of TN | Med Adv Diamond | $4.02 | ↓ -92% |
| Blue Cross of TN | BlueEssential HMO | $4.02 | ↓ -92% |
| Blue Cross of TN | BlueEssential DSNP | $4.02 | ↓ -92% |
| United Healthcare | DSNP | $4.02 | ↓ -92% |
| Cigna | Medicare HMO-POS | $4.02 | ↓ -92% |
| Wellpoint | DSNP | $4.02 | ↓ -92% |
| Wellpoint | Medicare Advantage | $4.02 | ↓ -92% |
| BCBS TN | Blue Care | $4.98 | ↓ -89% |
| Aetna | Commercial | $5.42 | ↓ -89% |
| Ambetter | Exchange | $6.48 | ↓ -86% |
| BCBS TN | Commercial Network P | $7.56 | ↓ -84% |
| BCBS TN | Commercial Network S | $7.56 | ↓ -84% |
| Cigna | IFP | $7.63 | ↓ -84% |
| Cigna | Local Plus | $7.66 | ↓ -84% |
| Cigna | POS | $8.33 | ↓ -82% |
| Cigna | OAP | $8.33 | ↓ -82% |
| Cigna | HMO | $8.33 | ↓ -82% |
| EHN | Network Lease | $22.05 | ↓ -53% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $29.40 | ↓ -38% |
| Community Services Network | NonProfit Public Benefit | $31.85 | ↓ -33% |
| USA Managed Care Organization | PPO | $34.30 | ↓ -28% |
| NovaNet | Network Lease | $36.75 | ↓ -22% |
| Direct Care America | PPO | $39.20 | ↓ -17% |
| MedSave USA | Commercial | $39.20 | ↓ -17% |
| National Provider Network | PPO | $39.20 | ↓ -17% |
| Beech Street | PPO | $41.65 | ↓ -12% |
| CCN Managed Care | PPO | $41.65 | ↓ -12% |
| Initial Group | PPO | $43.12 | ↓ -9% |
| Galaxy Health Network | PPO | $44.10 | ↓ -7% |
Visitor-reported prices
Comments
Ph body fluid at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $56.21 | $1.29 – $13.54 |
| CHI Memorial Hospital Hixson | Hixson | $22.80 | $3.18 – $53.90 |
| 62-1166050 BMH Carroll County | Huntingdon | $14.03 | $3.11 – $7.16 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $32.58 | $3.18 – $53.90 |
| Johnson City Medical Center | JOHNSON CITY | $5.25 | $1.79 – $7.80 |
| Ascension Saint Thomas DeKalb | Smithville | $56.21 | $2.51 – $13.54 |
| Ascension Saint Thomas Highlands | Sparta | $56.21 | $2.51 – $13.54 |
| Ascension Saint Thomas River Park | McMinnville | $56.21 | $2.51 – $13.54 |