Nr lnr acclrtr tx max 5 sessions at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$1,638.08
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$5,119.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$923.90 with United Healthcare vs $34,282.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Tenncare | $923.90 | ↓ -44% |
| BCBS TN | Blue Care | $1,074.99 | ↓ -34% |
| Optum | VA CCN | $1,737.43 | ↑ +6% |
| Tricare | Humana Military | $1,737.43 | ↑ +6% |
| Wellpoint | Medicaid Tenncare | $1,766.05 | ↑ +8% |
| Humana | DSNP | $1,789.55 | ↑ +9% |
| Humana | Medicare Advantage PPO | $1,789.55 | ↑ +9% |
| United Healthcare | Medicare Advantage | $1,789.55 | ↑ +9% |
| United Healthcare | Community Plan DSNP | $1,789.55 | ↑ +9% |
| Humana | Medicare Advantage HMO | $1,789.55 | ↑ +9% |
| Farm Bureau | Medicare Advantage HMO | $1,806.93 | ↑ +10% |
| Farm Bureau | Medicare Advantage PPO | $1,806.93 | ↑ +10% |
| Blue Cross of TN | BlueEssential DSNP | $1,824.30 | ↑ +11% |
| Devoted Health | HMO | $1,824.30 | ↑ +11% |
| Wellcare | Medicare Advantage | $1,824.30 | ↑ +11% |
| United Healthcare | DSNP | $1,824.30 | ↑ +11% |
| Devoted Health | PPO | $1,824.30 | ↑ +11% |
| HealthSpring | Medicare PPO | $1,824.30 | ↑ +11% |
| HealthSpring | Medicare HMO POS | $1,824.30 | ↑ +11% |
| Aetna | Medicare Advantage | $1,824.30 | ↑ +11% |
| Cigna | Medicare PPO | $1,824.30 | ↑ +11% |
| Cigna | Medicare HMO | $1,824.30 | ↑ +11% |
| Cigna | Medicare HMO-POS | $1,824.30 | ↑ +11% |
| Wellpoint | DSNP | $1,824.30 | ↑ +11% |
| Wellpoint | Medicare Advantage | $1,824.30 | ↑ +11% |
| Blue Cross of TN | Med Adv PPO | $1,824.30 | ↑ +11% |
| Blue Cross of TN | Med Adv Diamond | $1,824.30 | ↑ +11% |
| Blue Cross of TN | BlueEssential HMO | $1,824.30 | ↑ +11% |
| Blue Cross of TN | Med Adv Sapphire | $1,824.30 | ↑ +11% |
| Blue Cross of TN | Med Adv Ruby | $1,824.30 | ↑ +11% |
| Aetna | Commercial | $2,041.02 | ↑ +25% |
| EHN | Network Lease | $2,303.55 | ↑ +41% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $3,071.40 | ↑ +88% |
| BCBS TN | Commercial Network P | $3,173.78 | ↑ +94% |
| BCBS TN | Commercial Network S | $3,173.78 | ↑ +94% |
| Community Services Network | NonProfit Public Benefit | $3,327.35 | ↑ +103% |
| USA Managed Care Organization | PPO | $3,583.30 | ↑ +119% |
| NovaNet | Network Lease | $3,839.25 | ↑ +134% |
| National Provider Network | PPO | $4,095.20 | ↑ +150% |
| Direct Care America | PPO | $4,095.20 | ↑ +150% |
| MedSave USA | Commercial | $4,095.20 | ↑ +150% |
| CCN Managed Care | PPO | $4,351.15 | ↑ +166% |
| Beech Street | PPO | $4,351.15 | ↑ +166% |
| Initial Group | PPO | $4,504.72 | ↑ +175% |
| Galaxy Health Network | PPO | $4,607.10 | ↑ +181% |
| Ambetter | Exchange | $22,315.00 | ↑ +1262% |
| Cigna | IFP | $26,902.00 | ↑ +1542% |
| Cigna | Local Plus | $29,140.00 | ↑ +1679% |
| Cigna | POS | $34,282.00 | ↑ +1993% |
| Cigna | HMO | $34,282.00 | ↑ +1993% |
| Cigna | OAP | $34,282.00 | ↑ +1993% |
Visitor-reported prices
Comments
Nr lnr acclrtr tx max 5 sessions at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $1,646.52 | $1,165.35 – $3,696.77 |
| CHI Memorial Hospital Hixson | Hixson | $2,306.73 | $800.00 – $5,455.10 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $3,296.44 | $800.00 – $5,455.10 |
| Johnson City Medical Center | JOHNSON CITY | $2,930.25 | $1,351.81 – $3,637.35 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $1,646.52 | $1,165.35 – $3,696.77 |
| Greeneville Community Hospital | GREENEVILLE | $2,930.25 | $594.46 – $3,637.35 |
| Bristol Regional Medical Center | BRISTOL | $2,930.25 | $990.77 – $4,070.97 |
| Franklin Woods Community Hospital | JOHNSON CITY | $2,930.25 | $1,401.11 – $3,539.14 |