MRI tmj at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$580.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,814.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$126.40 with United Healthcare vs $1,632.60 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Tenncare $126.40 ↓ -78%
Optum VA CCN $231.85 ↓ -60%
Tricare Humana Military $231.85 ↓ -60%
Wellpoint Medicaid Tenncare $232.72 ↓ -60%
Humana Medicare Advantage HMO $238.81 ↓ -59%
United Healthcare Community Plan DSNP $238.81 ↓ -59%
Humana DSNP $238.81 ↓ -59%
United Healthcare Medicare Advantage $238.81 ↓ -59%
Humana Medicare Advantage PPO $238.81 ↓ -59%
Farm Bureau Medicare Advantage HMO $241.12 ↓ -58%
Farm Bureau Medicare Advantage PPO $241.12 ↓ -58%
Blue Cross of TN BlueEssential HMO $243.44 ↓ -58%
Cigna Medicare PPO $243.44 ↓ -58%
Cigna Medicare HMO $243.44 ↓ -58%
Devoted Health HMO $243.44 ↓ -58%
Wellcare Medicare Advantage $243.44 ↓ -58%
Blue Cross of TN BlueEssential DSNP $243.44 ↓ -58%
Cigna Medicare HMO-POS $243.44 ↓ -58%
Wellpoint Medicare Advantage $243.44 ↓ -58%
United Healthcare DSNP $243.44 ↓ -58%
Blue Cross of TN Med Adv Sapphire $243.44 ↓ -58%
Blue Cross of TN Med Adv Ruby $243.44 ↓ -58%
Blue Cross of TN Med Adv PPO $243.44 ↓ -58%
Devoted Health PPO $243.44 ↓ -58%
HealthSpring Medicare PPO $243.44 ↓ -58%
HealthSpring Medicare HMO POS $243.44 ↓ -58%
Blue Cross of TN Med Adv Diamond $243.44 ↓ -58%
Aetna Medicare Advantage $243.44 ↓ -58%
Wellpoint DSNP $243.44 ↓ -58%
BCBS TN Blue Care $274.45 ↓ -53%
Cigna Local Plus $472.00 ↓ -19%
Cigna HMO $472.00 ↓ -19%
Cigna OAP $472.00 ↓ -19%
Cigna POS $472.00 ↓ -19%
United Healthcare Heritage Select $477.73 ↓ -18%
United Healthcare Options PPO $477.73 ↓ -18%
United Healthcare All Other Plans $477.73 ↓ -18%
Cigna IFP $482.00 ↓ -17%
Aetna Commercial $584.25 ↑ +1%
EHN Network Lease $816.30 ↑ +41%
BCBS TN Commercial Network S $864.00 ↑ +49%
BCBS TN Commercial Network P $864.00 ↑ +49%
Ambetter Exchange $1,022.00 ↑ +76%
Correctional Medical Services Correctional Facilities - Inmate Claims $1,088.40 ↑ +88%
Community Services Network NonProfit Public Benefit $1,179.10 ↑ +103%
USA Managed Care Organization PPO $1,269.80 ↑ +119%
NovaNet Network Lease $1,360.50 ↑ +134%
Direct Care America PPO $1,451.20 ↑ +150%
MedSave USA Commercial $1,451.20 ↑ +150%
National Provider Network PPO $1,451.20 ↑ +150%
Beech Street PPO $1,541.90 ↑ +166%
CCN Managed Care PPO $1,541.90 ↑ +166%
Initial Group PPO $1,596.32 ↑ +175%
Galaxy Health Network PPO $1,632.60 ↑ +181%

Visitor-reported prices

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MRI tmj at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $765.66 $208.35 – $924.67
CHI Memorial Hospital Hixson Hixson $1,215.38 $186.96 – $2,874.20
62-1166050 BMH Carroll County Huntingdon $910.80 $192.03 – $441.44
CHI Memorial Hospital Chattanooga Chattanooga $1,736.84 $186.96 – $2,874.20
Johnson City Medical Center JOHNSON CITY $636.75 $220.67 – $485.38
Ascension Saint Thomas Rutherford Murfreesboro $765.65 $208.35 – $956.55
Hancock County Hospital SNEEDVILLE $624.68 $169.21 – $786.00
Greeneville Community Hospital GREENEVILLE $636.75 $121.83 – $485.38

All Tennessee hospitals for this procedure →