Mayo chromium at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$16.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$53.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.13 with Wellpoint vs $47.70 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid Tenncare $9.13 ↓ -46%
United Healthcare Tenncare $15.56 ↓ -8%
United Healthcare Options PPO $20.28 ↑ +20%
United Healthcare All Other Plans $20.28 ↑ +20%
United Healthcare Heritage Select $20.28 ↑ +20%
Tricare Humana Military $21.72 ↑ +28%
Optum VA CCN $21.72 ↑ +28%
Humana Medicare Advantage HMO $22.37 ↑ +32%
Humana DSNP $22.37 ↑ +32%
Humana Medicare Advantage PPO $22.37 ↑ +32%
United Healthcare Medicare Advantage $22.37 ↑ +32%
United Healthcare Community Plan DSNP $22.37 ↑ +32%
Farm Bureau Medicare Advantage HMO $22.59 ↑ +33%
Farm Bureau Medicare Advantage PPO $22.59 ↑ +33%
Blue Cross of TN BlueEssential HMO $22.81 ↑ +34%
Devoted Health HMO $22.81 ↑ +34%
Wellcare Medicare Advantage $22.81 ↑ +34%
United Healthcare DSNP $22.81 ↑ +34%
Devoted Health PPO $22.81 ↑ +34%
HealthSpring Medicare PPO $22.81 ↑ +34%
HealthSpring Medicare HMO POS $22.81 ↑ +34%
Aetna Medicare Advantage $22.81 ↑ +34%
Cigna Medicare PPO $22.81 ↑ +34%
Cigna Medicare HMO $22.81 ↑ +34%
Wellpoint DSNP $22.81 ↑ +34%
Wellpoint Medicare Advantage $22.81 ↑ +34%
Blue Cross of TN Med Adv Ruby $22.81 ↑ +34%
Blue Cross of TN Med Adv PPO $22.81 ↑ +34%
Blue Cross of TN Med Adv Diamond $22.81 ↑ +34%
Blue Cross of TN BlueEssential DSNP $22.81 ↑ +34%
Blue Cross of TN Med Adv Sapphire $22.81 ↑ +34%
Cigna Medicare HMO-POS $22.81 ↑ +34%
EHN Network Lease $23.85 ↑ +41%
BCBS TN Blue Care $28.16 ↑ +66%
Aetna Commercial $30.73 ↑ +81%
Correctional Medical Services Correctional Facilities - Inmate Claims $31.80 ↑ +88%
Community Services Network NonProfit Public Benefit $34.45 ↑ +103%
Ambetter Exchange $36.71 ↑ +116%
USA Managed Care Organization PPO $37.10 ↑ +119%
NovaNet Network Lease $39.75 ↑ +134%
Cigna IFP $41.63 ↑ +145%
Cigna Local Plus $41.81 ↑ +147%
Direct Care America PPO $42.40 ↑ +150%
National Provider Network PPO $42.40 ↑ +150%
MedSave USA Commercial $42.40 ↑ +150%
BCBS TN Commercial Network S $42.81 ↑ +152%
BCBS TN Commercial Network P $42.81 ↑ +152%
Beech Street PPO $45.05 ↑ +166%
CCN Managed Care PPO $45.05 ↑ +166%
Cigna HMO $45.45 ↑ +168%
Cigna POS $45.45 ↑ +168%
Cigna OAP $45.45 ↑ +168%
Initial Group PPO $46.64 ↑ +175%
Galaxy Health Network PPO $47.70 ↑ +181%

Visitor-reported prices

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Mayo chromium at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $80.60 $7.30 – $79.00
CHI Memorial Hospital Hixson Hixson $26.94 $18.02 – $63.70
CHI Memorial Hospital Chattanooga Chattanooga $38.50 $18.02 – $63.70
Johnson City Medical Center JOHNSON CITY $34.20 $10.14 – $44.21
Ascension Saint Thomas DeKalb Smithville $80.60 $14.23 – $79.00
Ascension Saint Thomas Highlands Sparta $80.60 $14.23 – $79.00
Ascension Saint Thomas River Park McMinnville $80.60 $14.23 – $79.00
Ascension Saint Thomas Rutherford Murfreesboro $80.60 $18.25 – $79.00

All Tennessee hospitals for this procedure →