Infectious agent nucleic acid amplified probe sars-cov-2/covid-19 at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$114.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$359.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$23.09 with Wellpoint vs $191.70 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicaid Tenncare | $23.09 | ↓ -80% |
| United Healthcare | Tenncare | $28.71 | ↓ -75% |
| United Healthcare | All Other Plans | $51.31 | ↓ -55% |
| United Healthcare | Heritage Select | $51.31 | ↓ -55% |
| United Healthcare | Options PPO | $51.31 | ↓ -55% |
| Optum | VA CCN | $54.95 | ↓ -52% |
| Tricare | Humana Military | $54.95 | ↓ -52% |
| United Healthcare | Medicare Advantage | $56.60 | ↓ -51% |
| United Healthcare | Community Plan DSNP | $56.60 | ↓ -51% |
| Humana | Medicare Advantage HMO | $56.60 | ↓ -51% |
| Humana | DSNP | $56.60 | ↓ -51% |
| Humana | Medicare Advantage PPO | $56.60 | ↓ -51% |
| Farm Bureau | Medicare Advantage HMO | $57.15 | ↓ -50% |
| Farm Bureau | Medicare Advantage PPO | $57.15 | ↓ -50% |
| Blue Cross of TN | BlueEssential DSNP | $57.70 | ↓ -50% |
| Cigna | Medicare HMO-POS | $57.70 | ↓ -50% |
| Wellpoint | DSNP | $57.70 | ↓ -50% |
| Wellpoint | Medicare Advantage | $57.70 | ↓ -50% |
| Blue Cross of TN | Med Adv Sapphire | $57.70 | ↓ -50% |
| Devoted Health | HMO | $57.70 | ↓ -50% |
| Wellcare | Medicare Advantage | $57.70 | ↓ -50% |
| United Healthcare | DSNP | $57.70 | ↓ -50% |
| Devoted Health | PPO | $57.70 | ↓ -50% |
| HealthSpring | Medicare PPO | $57.70 | ↓ -50% |
| HealthSpring | Medicare HMO POS | $57.70 | ↓ -50% |
| Aetna | Medicare Advantage | $57.70 | ↓ -50% |
| Cigna | Medicare PPO | $57.70 | ↓ -50% |
| Cigna | Medicare HMO | $57.70 | ↓ -50% |
| Blue Cross of TN | Med Adv Ruby | $57.70 | ↓ -50% |
| Blue Cross of TN | Med Adv PPO | $57.70 | ↓ -50% |
| Blue Cross of TN | Med Adv Diamond | $57.70 | ↓ -50% |
| Blue Cross of TN | BlueEssential HMO | $57.70 | ↓ -50% |
| BCBS TN | Blue Care | $64.14 | ↓ -44% |
| Ambetter | Exchange | $92.87 | ↓ -19% |
| EHN | Network Lease | $95.85 | ↓ -17% |
| BCBS TN | Commercial Network P | $97.49 | ↓ -15% |
| BCBS TN | Commercial Network S | $97.49 | ↓ -15% |
| Aetna | Commercial | $99.67 | ↓ -13% |
| Cigna | Local Plus | $108.20 | ↓ -6% |
| Cigna | IFP | $108.20 | ↓ -6% |
| Cigna | POS | $127.37 | ↑ +11% |
| Cigna | OAP | $127.37 | ↑ +11% |
| Cigna | HMO | $127.37 | ↑ +11% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $127.80 | ↑ +11% |
| Community Services Network | NonProfit Public Benefit | $138.45 | ↑ +21% |
| USA Managed Care Organization | PPO | $149.10 | ↑ +30% |
| NovaNet | Network Lease | $159.75 | ↑ +39% |
| Direct Care America | PPO | $170.40 | ↑ +48% |
| MedSave USA | Commercial | $170.40 | ↑ +48% |
| National Provider Network | PPO | $170.40 | ↑ +48% |
| Beech Street | PPO | $181.05 | ↑ +58% |
| CCN Managed Care | PPO | $181.05 | ↑ +58% |
| Initial Group | PPO | $187.44 | ↑ +63% |
| Galaxy Health Network | PPO | $191.70 | ↑ +67% |
Visitor-reported prices
Comments
Infectious agent nucleic acid amplified probe sars-cov-2/covid-19 at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $73.83 | $46.18 – $96.98 |
| 62-1166050 BMH Carroll County | Huntingdon | $42.78 | $41.68 – $102.62 |
| Johnson City Medical Center | JOHNSON CITY | $15.00 | $25.66 – $111.86 |
| Ascension Saint Thomas DeKalb | Smithville | $73.83 | $46.18 – $71.83 |
| Ascension Saint Thomas Highlands | Sparta | $73.83 | $46.18 – $71.83 |
| Ascension Saint Thomas River Park | McMinnville | $73.83 | $46.18 – $71.83 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $73.83 | $46.18 – $71.83 |
| Hancock County Hospital | SNEEDVILLE | $14.72 | $25.66 – $69.39 |