Implant cochlear osia osi300 at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$7,455.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$23,297.20
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,377.81 with BCBS TN vs $5,904.90 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS TN | Blue Care | $1,377.81 | ↓ -82% |
| Aetna | Commercial | $1,443.42 | ↓ -81% |
| United Healthcare | All Other Plans | $1,837.08 | ↓ -75% |
| United Healthcare | Heritage Select | $1,837.08 | ↓ -75% |
| United Healthcare | Options PPO | $1,968.30 | ↓ -74% |
| Cigna | IFP | $2,788.42 | ↓ -63% |
| EHN | Network Lease | $2,952.45 | ↓ -60% |
| Cigna | HMO | $3,280.50 | ↓ -56% |
| Cigna | OAP | $3,280.50 | ↓ -56% |
| Cigna | POS | $3,280.50 | ↓ -56% |
| Cigna | Local Plus | $3,280.50 | ↓ -56% |
| Ambetter | Exchange | $3,280.50 | ↓ -56% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $3,936.60 | ↓ -47% |
| BCBS TN | Commercial Network P | $4,067.82 | ↓ -45% |
| BCBS TN | Commercial Network S | $4,067.82 | ↓ -45% |
| Community Services Network | NonProfit Public Benefit | $4,264.65 | ↓ -43% |
| USA Managed Care Organization | PPO | $4,592.70 | ↓ -38% |
| NovaNet | Network Lease | $4,920.75 | ↓ -34% |
| National Provider Network | PPO | $5,248.80 | ↓ -30% |
| MedSave USA | Commercial | $5,248.80 | ↓ -30% |
| Direct Care America | PPO | $5,248.80 | ↓ -30% |
| Beech Street | PPO | $5,576.85 | ↓ -25% |
| CCN Managed Care | PPO | $5,576.85 | ↓ -25% |
| Initial Group | PPO | $5,773.68 | ↓ -23% |
| Galaxy Health Network | PPO | $5,904.90 | ↓ -21% |
Visitor-reported prices
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Implant cochlear osia osi300 at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HORIZON MEDICAL CENTER | DICKSON | $19,647.00 | $5,300.56 – $8,657.58 |
| Parkwest Medical Center | Knoxville | $7,920.00 | $1,377.81 – $6,183.99 |
| Methodist Medical Center of Oak Ridge | Oak Ridge | $7,688.08 | $1,377.81 – $6,183.99 |
| CENTENNIAL MEDICAL CENTER AT ASHLAND CITY | Ashland City | not published | $5,889.51 – $8,657.58 |
| HENDERSONVILLE MEDICAL CENTER | HENDERSONVILLE | not published | $5,712.82 – $8,657.58 |
| SKYLINE MADISON CAMPUS | NASHVILLE | not published | $4,240.45 – $8,657.58 |
| SOUTHERN HILLS MEDICAL CENTER | ANTIOCH | not published | $4,240.45 – $8,657.58 |
| STONECREST MEDICAL CENTER | Smyrna | not published | $5,300.56 – $8,657.58 |