Home sleep test/type 3 porta at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$105.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$331.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.51 with BCBS TN vs $1,026.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $69.51 ↓ -34%
Wellpoint Medicaid Tenncare $138.16 ↑ +30%
EHN Network Lease $148.95 ↑ +41%
Cigna Local Plus $168.14 ↑ +59%
Cigna IFP $168.14 ↑ +59%
Aetna Commercial $194.26 ↑ +83%
Cigna OAP $197.93 ↑ +87%
Cigna HMO $197.93 ↑ +87%
Cigna POS $197.93 ↑ +87%
Ambetter Exchange $198.60 ↑ +88%
Correctional Medical Services Correctional Facilities - Inmate Claims $198.60 ↑ +88%
BCBS TN Commercial Network P $205.22 ↑ +94%
BCBS TN Commercial Network S $205.22 ↑ +94%
Optum VA CCN $209.81 ↑ +98%
Tricare Humana Military $209.81 ↑ +98%
Community Services Network NonProfit Public Benefit $215.15 ↑ +103%
United Healthcare Community Plan DSNP $216.10 ↑ +104%
Humana Medicare Advantage PPO $216.10 ↑ +104%
Humana Medicare Advantage HMO $216.10 ↑ +104%
Humana DSNP $216.10 ↑ +104%
United Healthcare Medicare Advantage $216.10 ↑ +104%
Farm Bureau Medicare Advantage HMO $218.20 ↑ +106%
Farm Bureau Medicare Advantage PPO $218.20 ↑ +106%
Aetna Medicare Advantage $220.30 ↑ +108%
HealthSpring Medicare HMO POS $220.30 ↑ +108%
HealthSpring Medicare PPO $220.30 ↑ +108%
Blue Cross of TN Med Adv Ruby $220.30 ↑ +108%
Cigna Medicare HMO-POS $220.30 ↑ +108%
Wellpoint DSNP $220.30 ↑ +108%
Wellpoint Medicare Advantage $220.30 ↑ +108%
Devoted Health PPO $220.30 ↑ +108%
Blue Cross of TN Med Adv Sapphire $220.30 ↑ +108%
United Healthcare DSNP $220.30 ↑ +108%
Wellcare Medicare Advantage $220.30 ↑ +108%
Devoted Health HMO $220.30 ↑ +108%
Blue Cross of TN BlueEssential DSNP $220.30 ↑ +108%
Blue Cross of TN BlueEssential HMO $220.30 ↑ +108%
Blue Cross of TN Med Adv Diamond $220.30 ↑ +108%
Cigna Medicare PPO $220.30 ↑ +108%
Blue Cross of TN Med Adv PPO $220.30 ↑ +108%
Cigna Medicare HMO $220.30 ↑ +108%
USA Managed Care Organization PPO $231.70 ↑ +119%
NovaNet Network Lease $248.25 ↑ +134%
Direct Care America PPO $264.80 ↑ +150%
National Provider Network PPO $264.80 ↑ +150%
MedSave USA Commercial $264.80 ↑ +150%
Beech Street PPO $281.35 ↑ +166%
CCN Managed Care PPO $281.35 ↑ +166%
Initial Group PPO $291.28 ↑ +175%
Galaxy Health Network PPO $297.90 ↑ +181%
United Healthcare All Other Plans $715.00 ↑ +575%
United Healthcare Heritage Select $841.00 ↑ +694%
United Healthcare Options PPO $1,026.00 ↑ +869%

Visitor-reported prices

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Home sleep test/type 3 porta at other Tennessee hospitals

Hospital City Cash price Negotiated range
Johnson City Medical Center JOHNSON CITY $161.70 $194.44 – $439.24
Franklin Woods Community Hospital JOHNSON CITY $161.70 $196.05 – $427.38
Indian Path Community Hospital KINGSPORT $161.70 $185.66 – $470.16
Johnson County Community Hospital MOUNTAIN CITY $158.70 $210.99 – $354.20
Sycamore Shoals Hospital ELIZABETHTON $161.70 $195.90 – $427.07
Parkwest Medical Center Knoxville $99.30 $69.51 – $297.90
Roane County Medical Center Harriman $109.23 $69.51 – $297.90
Fort Sanders Regional Medical Center Knoxville $109.23 $69.51 – $297.90

All Tennessee hospitals for this procedure →