Graft xenmtrx sft rect 15x20cm at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$3,672.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,475.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$60.48 with BCBS TN vs $259.20 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS TN | Blue Care | $60.48 | ↓ -98% |
| Aetna | Commercial | $63.36 | ↓ -98% |
| United Healthcare | All Other Plans | $80.64 | ↓ -98% |
| United Healthcare | Heritage Select | $80.64 | ↓ -98% |
| United Healthcare | Options PPO | $86.40 | ↓ -98% |
| Cigna | IFP | $122.40 | ↓ -97% |
| EHN | Network Lease | $129.60 | ↓ -96% |
| Cigna | HMO | $144.00 | ↓ -96% |
| Cigna | OAP | $144.00 | ↓ -96% |
| Cigna | POS | $144.00 | ↓ -96% |
| Cigna | Local Plus | $144.00 | ↓ -96% |
| Ambetter | Exchange | $144.00 | ↓ -96% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $172.80 | ↓ -95% |
| BCBS TN | Commercial Network P | $178.56 | ↓ -95% |
| BCBS TN | Commercial Network S | $178.56 | ↓ -95% |
| Community Services Network | NonProfit Public Benefit | $187.20 | ↓ -95% |
| USA Managed Care Organization | PPO | $201.60 | ↓ -95% |
| NovaNet | Network Lease | $216.00 | ↓ -94% |
| National Provider Network | PPO | $230.40 | ↓ -94% |
| MedSave USA | Commercial | $230.40 | ↓ -94% |
| Direct Care America | PPO | $230.40 | ↓ -94% |
| Beech Street | PPO | $244.80 | ↓ -93% |
| CCN Managed Care | PPO | $244.80 | ↓ -93% |
| Initial Group | PPO | $253.44 | ↓ -93% |
| Galaxy Health Network | PPO | $259.20 | ↓ -93% |
Visitor-reported prices
Comments
Graft xenmtrx sft rect 15x20cm at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Parkwest Medical Center | Knoxville | $17,310.00 | $60.48 – $259.20 |
| Roane County Medical Center | Harriman | $19,041.00 | $60.48 – $259.20 |
| Claiborne Medical Center | Tazewell | $1,649.00 | $147.72 – $633.09 |
| LeConte Medical Center | Sevierville | $23,867.00 | $60.48 – $259.20 |
| Fort Loudoun Medical Center | Lenoir City | $19,965.00 | $76.16 – $326.43 |
| Fort Sanders Regional Medical Center | Knoxville | $16,183.20 | $50.08 – $214.65 |
| Methodist Medical Center of Oak Ridge | Oak Ridge | $6,443.25 | $60.48 – $259.20 |
| Morristown-Hamblen Hospital Association | Morristown | $2,305.20 | $50.08 – $214.65 |