Ghs urine, porphyrins quant at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$12.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$40.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.62 with Wellpoint vs $36.00 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid Tenncare $6.62 ↓ -48%
United Healthcare Tenncare $11.29 ↓ -12%
United Healthcare Options PPO $14.71 ↑ +15%
United Healthcare All Other Plans $14.71 ↑ +15%
United Healthcare Heritage Select $14.71 ↑ +15%
Tricare Humana Military $15.75 ↑ +23%
Optum VA CCN $15.75 ↑ +23%
Humana Medicare Advantage HMO $16.22 ↑ +27%
Humana DSNP $16.22 ↑ +27%
Humana Medicare Advantage PPO $16.22 ↑ +27%
United Healthcare Medicare Advantage $16.22 ↑ +27%
United Healthcare Community Plan DSNP $16.22 ↑ +27%
Farm Bureau Medicare Advantage HMO $16.38 ↑ +28%
Farm Bureau Medicare Advantage PPO $16.38 ↑ +28%
Blue Cross of TN BlueEssential HMO $16.54 ↑ +29%
Devoted Health HMO $16.54 ↑ +29%
Wellcare Medicare Advantage $16.54 ↑ +29%
United Healthcare DSNP $16.54 ↑ +29%
Devoted Health PPO $16.54 ↑ +29%
HealthSpring Medicare PPO $16.54 ↑ +29%
HealthSpring Medicare HMO POS $16.54 ↑ +29%
Aetna Medicare Advantage $16.54 ↑ +29%
Cigna Medicare PPO $16.54 ↑ +29%
Cigna Medicare HMO $16.54 ↑ +29%
Wellpoint DSNP $16.54 ↑ +29%
Wellpoint Medicare Advantage $16.54 ↑ +29%
Blue Cross of TN Med Adv Ruby $16.54 ↑ +29%
Blue Cross of TN Med Adv PPO $16.54 ↑ +29%
Blue Cross of TN Med Adv Diamond $16.54 ↑ +29%
Blue Cross of TN BlueEssential DSNP $16.54 ↑ +29%
Blue Cross of TN Med Adv Sapphire $16.54 ↑ +29%
Cigna Medicare HMO-POS $16.54 ↑ +29%
EHN Network Lease $18.00 ↑ +41%
BCBS TN Blue Care $20.44 ↑ +60%
Aetna Commercial $22.28 ↑ +74%
Correctional Medical Services Correctional Facilities - Inmate Claims $24.00 ↑ +88%
Community Services Network NonProfit Public Benefit $26.00 ↑ +103%
Ambetter Exchange $26.63 ↑ +108%
USA Managed Care Organization PPO $28.00 ↑ +119%
Cigna IFP $29.84 ↑ +133%
Cigna Local Plus $29.97 ↑ +134%
NovaNet Network Lease $30.00 ↑ +134%
BCBS TN Commercial Network P $31.07 ↑ +143%
BCBS TN Commercial Network S $31.07 ↑ +143%
National Provider Network PPO $32.00 ↑ +150%
Direct Care America PPO $32.00 ↑ +150%
MedSave USA Commercial $32.00 ↑ +150%
Cigna POS $32.58 ↑ +155%
Cigna OAP $32.58 ↑ +155%
Cigna HMO $32.58 ↑ +155%
Beech Street PPO $34.00 ↑ +166%
CCN Managed Care PPO $34.00 ↑ +166%
Initial Group PPO $35.20 ↑ +175%
Galaxy Health Network PPO $36.00 ↑ +181%

Visitor-reported prices

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Ghs urine, porphyrins quant at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $100.26 $5.30 – $56.45
CHI Memorial Hospital Hixson Hixson $27.83 $13.07 – $65.80
CHI Memorial Hospital Chattanooga Chattanooga $39.77 $13.07 – $65.80
Johnson City Medical Center JOHNSON CITY $25.80 $7.36 – $32.07
Ascension Saint Thomas DeKalb Smithville $100.26 $10.32 – $56.45
Ascension Saint Thomas Highlands Sparta $100.26 $10.32 – $56.45
Ascension Saint Thomas River Park McMinnville $100.26 $10.32 – $56.45
Ascension Saint Thomas Rutherford Murfreesboro $100.26 $13.24 – $56.45

All Tennessee hospitals for this procedure →