Ghs path - pap (papanicolau) smear - vagina at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$87.36

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$273.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.47 with United Healthcare vs $245.70 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Tenncare $18.47 ↓ -79%
United Healthcare All Other Plans $26.35 ↓ -70%
United Healthcare Heritage Select $26.35 ↓ -70%
United Healthcare Options PPO $26.35 ↓ -70%
Aetna Commercial $30.98 ↓ -65%
Cigna IFP $34.30 ↓ -61%
Cigna Local Plus $34.45 ↓ -61%
Cigna HMO $37.45 ↓ -57%
Cigna OAP $37.45 ↓ -57%
Cigna POS $37.45 ↓ -57%
BCBS TN Blue Care $38.06 ↓ -56%
BCBS TN Commercial Network P $57.86 ↓ -34%
BCBS TN Commercial Network S $57.86 ↓ -34%
Ambetter Exchange $69.29 ↓ -21%
EHN Network Lease $122.85 ↑ +41%
Correctional Medical Services Correctional Facilities - Inmate Claims $163.80 ↑ +88%
Community Services Network NonProfit Public Benefit $177.45 ↑ +103%
USA Managed Care Organization PPO $191.10 ↑ +119%
NovaNet Network Lease $204.75 ↑ +134%
National Provider Network PPO $218.40 ↑ +150%
MedSave USA Commercial $218.40 ↑ +150%
Direct Care America PPO $218.40 ↑ +150%
Beech Street PPO $232.05 ↑ +166%
CCN Managed Care PPO $232.05 ↑ +166%
Initial Group PPO $240.24 ↑ +175%
Galaxy Health Network PPO $245.70 ↑ +181%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs path - pap (papanicolau) smear - vagina at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville not published $21.56 – $74.92
Ascension Saint Thomas DeKalb Smithville not published $15.78 – $74.92
Ascension Saint Thomas Highlands Sparta not published $15.78 – $74.92
Ascension Saint Thomas River Park McMinnville not published $15.78 – $74.92
Ascension Saint Thomas Rutherford Murfreesboro not published $21.56 – $74.92
Ascension Saint Thomas Hickman Centerville not published $23.72 – $74.92
CENTENNIAL MEDICAL CENTER AT ASHLAND CITY Ashland City not published $16.26 – $83.60
HENDERSONVILLE MEDICAL CENTER HENDERSONVILLE not published $16.26 – $83.60

All Tennessee hospitals for this procedure →