Ghs path - pap (papanicolau) smear - vagina at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$87.36
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$273.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.47 with United Healthcare vs $245.70 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Tenncare | $18.47 | ↓ -79% |
| United Healthcare | All Other Plans | $26.35 | ↓ -70% |
| United Healthcare | Heritage Select | $26.35 | ↓ -70% |
| United Healthcare | Options PPO | $26.35 | ↓ -70% |
| Aetna | Commercial | $30.98 | ↓ -65% |
| Cigna | IFP | $34.30 | ↓ -61% |
| Cigna | Local Plus | $34.45 | ↓ -61% |
| Cigna | HMO | $37.45 | ↓ -57% |
| Cigna | OAP | $37.45 | ↓ -57% |
| Cigna | POS | $37.45 | ↓ -57% |
| BCBS TN | Blue Care | $38.06 | ↓ -56% |
| BCBS TN | Commercial Network P | $57.86 | ↓ -34% |
| BCBS TN | Commercial Network S | $57.86 | ↓ -34% |
| Ambetter | Exchange | $69.29 | ↓ -21% |
| EHN | Network Lease | $122.85 | ↑ +41% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $163.80 | ↑ +88% |
| Community Services Network | NonProfit Public Benefit | $177.45 | ↑ +103% |
| USA Managed Care Organization | PPO | $191.10 | ↑ +119% |
| NovaNet | Network Lease | $204.75 | ↑ +134% |
| National Provider Network | PPO | $218.40 | ↑ +150% |
| MedSave USA | Commercial | $218.40 | ↑ +150% |
| Direct Care America | PPO | $218.40 | ↑ +150% |
| Beech Street | PPO | $232.05 | ↑ +166% |
| CCN Managed Care | PPO | $232.05 | ↑ +166% |
| Initial Group | PPO | $240.24 | ↑ +175% |
| Galaxy Health Network | PPO | $245.70 | ↑ +181% |
Visitor-reported prices
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Ghs path - pap (papanicolau) smear - vagina at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | not published | $21.56 – $74.92 |
| Ascension Saint Thomas DeKalb | Smithville | not published | $15.78 – $74.92 |
| Ascension Saint Thomas Highlands | Sparta | not published | $15.78 – $74.92 |
| Ascension Saint Thomas River Park | McMinnville | not published | $15.78 – $74.92 |
| Ascension Saint Thomas Rutherford | Murfreesboro | not published | $21.56 – $74.92 |
| Ascension Saint Thomas Hickman | Centerville | not published | $23.72 – $74.92 |
| CENTENNIAL MEDICAL CENTER AT ASHLAND CITY | Ashland City | not published | $16.26 – $83.60 |
| HENDERSONVILLE MEDICAL CENTER | HENDERSONVILLE | not published | $16.26 – $83.60 |