Fetal contract stress test 59020 - 26 at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$104.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$325.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$144.00 with Cigna vs $2,811.90 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | IFP | $144.00 | ↑ +38% |
| Cigna | Local Plus | $145.00 | ↑ +39% |
| EHN | Network Lease | $146.25 | ↑ +41% |
| Cigna | HMO | $169.00 | ↑ +63% |
| Cigna | POS | $169.00 | ↑ +63% |
| Cigna | OAP | $169.00 | ↑ +63% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $195.00 | ↑ +88% |
| Tricare | Humana Military | $196.45 | ↑ +89% |
| Optum | VA CCN | $196.45 | ↑ +89% |
| Humana | DSNP | $202.34 | ↑ +95% |
| United Healthcare | Medicare Advantage | $202.34 | ↑ +95% |
| Humana | Medicare Advantage HMO | $202.34 | ↑ +95% |
| United Healthcare | Community Plan DSNP | $202.34 | ↑ +95% |
| Humana | Medicare Advantage PPO | $202.34 | ↑ +95% |
| Farm Bureau | Medicare Advantage HMO | $204.31 | ↑ +96% |
| Farm Bureau | Medicare Advantage PPO | $204.31 | ↑ +96% |
| Blue Cross of TN | BlueEssential DSNP | $206.27 | ↑ +98% |
| Devoted Health | HMO | $206.27 | ↑ +98% |
| Wellcare | Medicare Advantage | $206.27 | ↑ +98% |
| United Healthcare | DSNP | $206.27 | ↑ +98% |
| Devoted Health | PPO | $206.27 | ↑ +98% |
| HealthSpring | Medicare PPO | $206.27 | ↑ +98% |
| HealthSpring | Medicare HMO POS | $206.27 | ↑ +98% |
| Aetna | Medicare Advantage | $206.27 | ↑ +98% |
| Blue Cross of TN | Med Adv Sapphire | $206.27 | ↑ +98% |
| Blue Cross of TN | Med Adv Ruby | $206.27 | ↑ +98% |
| Cigna | Medicare PPO | $206.27 | ↑ +98% |
| Cigna | Medicare HMO | $206.27 | ↑ +98% |
| Blue Cross of TN | BlueEssential HMO | $206.27 | ↑ +98% |
| Cigna | Medicare HMO-POS | $206.27 | ↑ +98% |
| Wellpoint | DSNP | $206.27 | ↑ +98% |
| Wellpoint | Medicare Advantage | $206.27 | ↑ +98% |
| Blue Cross of TN | Med Adv PPO | $206.27 | ↑ +98% |
| Blue Cross of TN | Med Adv Diamond | $206.27 | ↑ +98% |
| Community Services Network | NonProfit Public Benefit | $211.25 | ↑ +103% |
| USA Managed Care Organization | PPO | $227.50 | ↑ +119% |
| NovaNet | Network Lease | $243.75 | ↑ +134% |
| MedSave USA | Commercial | $260.00 | ↑ +150% |
| National Provider Network | PPO | $260.00 | ↑ +150% |
| Direct Care America | PPO | $260.00 | ↑ +150% |
| Beech Street | PPO | $276.25 | ↑ +166% |
| CCN Managed Care | PPO | $276.25 | ↑ +166% |
| Initial Group | PPO | $286.00 | ↑ +175% |
| Galaxy Health Network | PPO | $292.50 | ↑ +181% |
| United Healthcare | Tenncare | $303.00 | ↑ +191% |
| Wellpoint | Medicaid Tenncare | $307.90 | ↑ +196% |
| United Healthcare | All Other Plans | $433.00 | ↑ +316% |
| United Healthcare | Heritage Select | $509.00 | ↑ +389% |
| United Healthcare | Options PPO | $623.00 | ↑ +499% |
| BCBS TN | Blue Care | $1,575.00 | ↑ +1414% |
| Ambetter | Exchange | $2,009.00 | ↑ +1832% |
| BCBS TN | Commercial Network P | $2,356.00 | ↑ +2165% |
| BCBS TN | Commercial Network S | $2,356.00 | ↑ +2165% |
| Aetna | Commercial | $2,811.90 | ↑ +2604% |
Visitor-reported prices
Comments
Fetal contract stress test 59020 - 26 at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Johnson City Medical Center | JOHNSON CITY | $215.25 | $11.42 – $411.27 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $248.30 | $17.58 – $2,225.50 |
| Greeneville Community Hospital | GREENEVILLE | $215.25 | $11.42 – $411.27 |
| Bristol Regional Medical Center | BRISTOL | $215.25 | $11.42 – $460.30 |
| Franklin Woods Community Hospital | JOHNSON CITY | $215.25 | $11.42 – $400.16 |
| Holston Valley Medical Center | KINGSPORT | $215.25 | $11.42 – $460.30 |
| 62-0123940 BMH Collierville | Collierville | $305.13 | $29.79 – $368.42 |
| Indian Path Community Hospital | KINGSPORT | $215.25 | $11.42 – $440.22 |