Electron microscopy diagnostic at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$360.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,126.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$254.10 with United Healthcare vs $1,383.74 with Ambetter — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Tenncare | $254.10 | ↓ -29% |
| BCBS TN | Blue Care | $321.44 | ↓ -11% |
| Aetna | Commercial | $478.07 | ↑ +33% |
| BCBS TN | Commercial Network P | $488.59 | ↑ +36% |
| BCBS TN | Commercial Network S | $488.59 | ↑ +36% |
| EHN | Network Lease | $506.70 | ↑ +41% |
| Wellpoint | Medicaid Tenncare | $627.35 | ↑ +74% |
| United Healthcare | Options PPO | $628.20 | ↑ +74% |
| United Healthcare | All Other Plans | $628.20 | ↑ +74% |
| United Healthcare | Heritage Select | $628.20 | ↑ +74% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $675.60 | ↑ +88% |
| Community Services Network | NonProfit Public Benefit | $731.90 | ↑ +103% |
| Tricare | Humana Military | $782.87 | ↑ +117% |
| Optum | VA CCN | $782.87 | ↑ +117% |
| USA Managed Care Organization | PPO | $788.20 | ↑ +119% |
| United Healthcare | Medicare Advantage | $806.36 | ↑ +124% |
| Humana | Medicare Advantage HMO | $806.36 | ↑ +124% |
| Humana | DSNP | $806.36 | ↑ +124% |
| Humana | Medicare Advantage PPO | $806.36 | ↑ +124% |
| United Healthcare | Community Plan DSNP | $806.36 | ↑ +124% |
| Farm Bureau | Medicare Advantage HMO | $814.18 | ↑ +126% |
| Farm Bureau | Medicare Advantage PPO | $814.18 | ↑ +126% |
| Cigna | IFP | $820.46 | ↑ +128% |
| United Healthcare | DSNP | $822.01 | ↑ +128% |
| Devoted Health | HMO | $822.01 | ↑ +128% |
| Wellcare | Medicare Advantage | $822.01 | ↑ +128% |
| Devoted Health | PPO | $822.01 | ↑ +128% |
| HealthSpring | Medicare PPO | $822.01 | ↑ +128% |
| HealthSpring | Medicare HMO POS | $822.01 | ↑ +128% |
| Aetna | Medicare Advantage | $822.01 | ↑ +128% |
| Cigna | Medicare PPO | $822.01 | ↑ +128% |
| Cigna | Medicare HMO | $822.01 | ↑ +128% |
| Cigna | Medicare HMO-POS | $822.01 | ↑ +128% |
| Wellpoint | DSNP | $822.01 | ↑ +128% |
| Wellpoint | Medicare Advantage | $822.01 | ↑ +128% |
| Blue Cross of TN | BlueEssential DSNP | $822.01 | ↑ +128% |
| Blue Cross of TN | BlueEssential HMO | $822.01 | ↑ +128% |
| Blue Cross of TN | Med Adv Diamond | $822.01 | ↑ +128% |
| Blue Cross of TN | Med Adv PPO | $822.01 | ↑ +128% |
| Blue Cross of TN | Med Adv Ruby | $822.01 | ↑ +128% |
| Blue Cross of TN | Med Adv Sapphire | $822.01 | ↑ +128% |
| Cigna | Local Plus | $824.04 | ↑ +129% |
| NovaNet | Network Lease | $844.50 | ↑ +134% |
| Cigna | OAP | $895.70 | ↑ +149% |
| Cigna | POS | $895.70 | ↑ +149% |
| Cigna | HMO | $895.70 | ↑ +149% |
| MedSave USA | Commercial | $900.80 | ↑ +150% |
| Direct Care America | PPO | $900.80 | ↑ +150% |
| National Provider Network | PPO | $900.80 | ↑ +150% |
| Beech Street | PPO | $957.10 | ↑ +166% |
| CCN Managed Care | PPO | $957.10 | ↑ +166% |
| Initial Group | PPO | $990.88 | ↑ +175% |
| Galaxy Health Network | PPO | $1,013.40 | ↑ +181% |
| Ambetter | Exchange | $1,383.74 | ↑ +284% |
Visitor-reported prices
Comments
Electron microscopy diagnostic at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Memorial Hospital Hixson | Hixson | $250.12 | $48.12 – $618.47 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $357.44 | $48.12 – $618.47 |
| Johnson City Medical Center | JOHNSON CITY | $720.00 | $37.50 – $1,638.95 |
| Greeneville Community Hospital | GREENEVILLE | $720.00 | $37.50 – $1,638.95 |
| Bristol Regional Medical Center | BRISTOL | $720.00 | $37.50 – $1,834.34 |
| Franklin Woods Community Hospital | JOHNSON CITY | $720.00 | $45.59 – $1,594.70 |
| Holston Valley Medical Center | KINGSPORT | $720.00 | $37.50 – $1,834.34 |
| 62-0123940 BMH Collierville | Collierville | $230.58 | $32.33 – $1,496.08 |