Drainage of kidney lesion at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$857.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,680.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$432.00 with United Healthcare vs $2,356.00 with BCBS TN — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Tenncare | $432.00 | ↓ -50% |
| EHN | Network Lease | $603.00 | ↓ -30% |
| Tricare | Humana Military | $688.09 | ↓ -20% |
| Optum | VA CCN | $688.09 | ↓ -20% |
| Humana | Medicare Advantage HMO | $708.73 | ↓ -17% |
| United Healthcare | Community Plan DSNP | $708.73 | ↓ -17% |
| Humana | DSNP | $708.73 | ↓ -17% |
| Humana | Medicare Advantage PPO | $708.73 | ↓ -17% |
| United Healthcare | Medicare Advantage | $708.73 | ↓ -17% |
| Farm Bureau | Medicare Advantage HMO | $715.61 | ↓ -17% |
| Farm Bureau | Medicare Advantage PPO | $715.61 | ↓ -17% |
| Wellpoint | DSNP | $722.49 | ↓ -16% |
| Devoted Health | HMO | $722.49 | ↓ -16% |
| Wellcare | Medicare Advantage | $722.49 | ↓ -16% |
| United Healthcare | DSNP | $722.49 | ↓ -16% |
| Devoted Health | PPO | $722.49 | ↓ -16% |
| HealthSpring | Medicare PPO | $722.49 | ↓ -16% |
| HealthSpring | Medicare HMO POS | $722.49 | ↓ -16% |
| Aetna | Medicare Advantage | $722.49 | ↓ -16% |
| Cigna | Medicare HMO-POS | $722.49 | ↓ -16% |
| Wellpoint | Medicare Advantage | $722.49 | ↓ -16% |
| Blue Cross of TN | Med Adv Sapphire | $722.49 | ↓ -16% |
| Cigna | Medicare PPO | $722.49 | ↓ -16% |
| Cigna | Medicare HMO | $722.49 | ↓ -16% |
| Blue Cross of TN | Med Adv Ruby | $722.49 | ↓ -16% |
| Blue Cross of TN | Med Adv PPO | $722.49 | ↓ -16% |
| Blue Cross of TN | Med Adv Diamond | $722.49 | ↓ -16% |
| Blue Cross of TN | BlueEssential HMO | $722.49 | ↓ -16% |
| Blue Cross of TN | BlueEssential DSNP | $722.49 | ↓ -16% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $804.00 | ↓ -6% |
| Community Services Network | NonProfit Public Benefit | $871.00 | ↑ +2% |
| USA Managed Care Organization | PPO | $938.00 | ↑ +9% |
| NovaNet | Network Lease | $1,005.00 | ↑ +17% |
| United Healthcare | All Other Plans | $1,060.00 | ↑ +24% |
| Direct Care America | PPO | $1,072.00 | ↑ +25% |
| National Provider Network | PPO | $1,072.00 | ↑ +25% |
| MedSave USA | Commercial | $1,072.00 | ↑ +25% |
| CCN Managed Care | PPO | $1,139.00 | ↑ +33% |
| Beech Street | PPO | $1,139.00 | ↑ +33% |
| BCBS TN | Blue Care | $1,155.00 | ↑ +35% |
| Initial Group | PPO | $1,179.20 | ↑ +38% |
| Galaxy Health Network | PPO | $1,206.00 | ↑ +41% |
| United Healthcare | Heritage Select | $1,246.00 | ↑ +45% |
| Cigna | IFP | $1,250.00 | ↑ +46% |
| Wellpoint | Medicaid Tenncare | $1,259.81 | ↑ +47% |
| Ambetter | Exchange | $1,308.00 | ↑ +53% |
| Aetna | Commercial | $1,349.71 | ↑ +57% |
| United Healthcare | Options PPO | $1,523.00 | ↑ +78% |
| Cigna | Local Plus | $1,532.00 | ↑ +79% |
| Cigna | OAP | $1,802.00 | ↑ +110% |
| Cigna | POS | $1,802.00 | ↑ +110% |
| Cigna | HMO | $1,802.00 | ↑ +110% |
| BCBS TN | Commercial Network S | $2,356.00 | ↑ +175% |
| BCBS TN | Commercial Network P | $2,356.00 | ↑ +175% |
Visitor-reported prices
Comments
Drainage of kidney lesion at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $1,123.52 | $606.45 – $1,141.72 |
| CHI Memorial Hospital Hixson | Hixson | $700.34 | $473.20 – $1,656.20 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $1,000.82 | $496.86 – $1,656.20 |
| Johnson City Medical Center | JOHNSON CITY | $369.45 | $507.61 – $1,440.52 |
| Ascension Saint Thomas River Park | McMinnville | $1,179.68 | $526.32 – $1,004.50 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $1,179.68 | $606.45 – $1,217.22 |
| Greeneville Community Hospital | GREENEVILLE | $369.45 | $486.59 – $1,440.52 |
| Bristol Regional Medical Center | BRISTOL | $369.45 | $516.05 – $1,612.25 |