Debr musc/fascia 20sq cm/< 11043 at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$424.32

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,326.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$303.00 with United Healthcare vs $2,416.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Tenncare $303.00 ↓ -29%
Wellpoint Medicaid Tenncare $307.90 ↓ -27%
United Healthcare All Other Plans $433.00 ↑ +2%
United Healthcare Heritage Select $509.00 ↑ +20%
EHN Network Lease $596.70 ↑ +41%
United Healthcare Options PPO $623.00 ↑ +47%
Optum VA CCN $718.15 ↑ +69%
Tricare Humana Military $718.15 ↑ +69%
Humana Medicare Advantage HMO $739.69 ↑ +74%
Humana DSNP $739.69 ↑ +74%
United Healthcare Community Plan DSNP $739.69 ↑ +74%
United Healthcare Medicare Advantage $739.69 ↑ +74%
Humana Medicare Advantage PPO $739.69 ↑ +74%
Farm Bureau Medicare Advantage HMO $746.88 ↑ +76%
Farm Bureau Medicare Advantage PPO $746.88 ↑ +76%
Blue Cross of TN BlueEssential HMO $754.06 ↑ +78%
Devoted Health HMO $754.06 ↑ +78%
Wellcare Medicare Advantage $754.06 ↑ +78%
United Healthcare DSNP $754.06 ↑ +78%
Devoted Health PPO $754.06 ↑ +78%
HealthSpring Medicare PPO $754.06 ↑ +78%
HealthSpring Medicare HMO POS $754.06 ↑ +78%
Aetna Medicare Advantage $754.06 ↑ +78%
Cigna Medicare PPO $754.06 ↑ +78%
Cigna Medicare HMO $754.06 ↑ +78%
Blue Cross of TN Med Adv Diamond $754.06 ↑ +78%
Blue Cross of TN BlueEssential DSNP $754.06 ↑ +78%
Blue Cross of TN Med Adv Sapphire $754.06 ↑ +78%
Blue Cross of TN Med Adv Ruby $754.06 ↑ +78%
Blue Cross of TN Med Adv PPO $754.06 ↑ +78%
Cigna Medicare HMO-POS $754.06 ↑ +78%
Wellpoint DSNP $754.06 ↑ +78%
Wellpoint Medicare Advantage $754.06 ↑ +78%
Correctional Medical Services Correctional Facilities - Inmate Claims $795.60 ↑ +88%
Community Services Network NonProfit Public Benefit $861.90 ↑ +103%
USA Managed Care Organization PPO $928.20 ↑ +119%
NovaNet Network Lease $994.50 ↑ +134%
Direct Care America PPO $1,060.80 ↑ +150%
MedSave USA Commercial $1,060.80 ↑ +150%
National Provider Network PPO $1,060.80 ↑ +150%
Beech Street PPO $1,127.10 ↑ +166%
CCN Managed Care PPO $1,127.10 ↑ +166%
Initial Group PPO $1,166.88 ↑ +175%
Galaxy Health Network PPO $1,193.40 ↑ +181%
BCBS TN Blue Care $1,575.00 ↑ +271%
Cigna IFP $1,674.00 ↑ +295%
Ambetter Exchange $1,751.00 ↑ +313%
Aetna Commercial $1,808.27 ↑ +326%
Cigna Local Plus $2,053.00 ↑ +384%
BCBS TN Commercial Network P $2,356.00 ↑ +455%
BCBS TN Commercial Network S $2,356.00 ↑ +455%
Cigna HMO $2,416.00 ↑ +469%
Cigna OAP $2,416.00 ↑ +469%
Cigna POS $2,416.00 ↑ +469%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Debr musc/fascia 20sq cm/< 11043 at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $960.82 $232.90 – $2,272.20
62-1166050 BMH Carroll County Huntingdon $176.87 $486.29 – $1,117.90
CHI Memorial Hospital Chattanooga Chattanooga $1,373.06 $232.90 – $2,272.20
Johnson City Medical Center JOHNSON CITY $290.10 $168.56 – $1,503.46
Ascension Saint Thomas Rutherford Murfreesboro $538.44 $156.49 – $1,246.50
Hancock County Hospital SNEEDVILLE $284.74 $141.57 – $686.73
Greeneville Community Hospital GREENEVILLE $290.10 $101.93 – $1,503.46
Bristol Regional Medical Center BRISTOL $290.10 $168.56 – $1,682.69

All Tennessee hospitals for this procedure →