Dch pulmonary stress test at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$315.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$985.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$100.21 with BCBS TN vs $886.50 with Galaxy Health Network — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS TN | Blue Care | $100.21 | ↓ -68% |
| BCBS TN | Commercial Network P | $125.27 | ↓ -60% |
| BCBS TN | Commercial Network S | $125.27 | ↓ -60% |
| United Healthcare | Tenncare | $139.39 | ↓ -56% |
| Wellpoint | Medicaid Tenncare | $252.76 | ↓ -20% |
| United Healthcare | All Other Plans | $268.00 | ↓ -15% |
| United Healthcare | Heritage Select | $314.00 | ↓ -0% |
| Optum | VA CCN | $362.59 | ↑ +15% |
| Tricare | Humana Military | $362.59 | ↑ +15% |
| Humana | Medicare Advantage PPO | $373.47 | ↑ +18% |
| Humana | Medicare Advantage HMO | $373.47 | ↑ +18% |
| Humana | DSNP | $373.47 | ↑ +18% |
| United Healthcare | Medicare Advantage | $373.47 | ↑ +18% |
| United Healthcare | Community Plan DSNP | $373.47 | ↑ +18% |
| Farm Bureau | Medicare Advantage HMO | $377.09 | ↑ +20% |
| Farm Bureau | Medicare Advantage PPO | $377.09 | ↑ +20% |
| HealthSpring | Medicare HMO POS | $380.72 | ↑ +21% |
| Blue Cross of TN | Med Adv Sapphire | $380.72 | ↑ +21% |
| Aetna | Medicare Advantage | $380.72 | ↑ +21% |
| Blue Cross of TN | Med Adv Ruby | $380.72 | ↑ +21% |
| Cigna | Medicare PPO | $380.72 | ↑ +21% |
| Cigna | Medicare HMO | $380.72 | ↑ +21% |
| Blue Cross of TN | Med Adv PPO | $380.72 | ↑ +21% |
| Blue Cross of TN | Med Adv Diamond | $380.72 | ↑ +21% |
| Blue Cross of TN | BlueEssential HMO | $380.72 | ↑ +21% |
| Blue Cross of TN | BlueEssential DSNP | $380.72 | ↑ +21% |
| Devoted Health | HMO | $380.72 | ↑ +21% |
| Cigna | Medicare HMO-POS | $380.72 | ↑ +21% |
| Wellpoint | DSNP | $380.72 | ↑ +21% |
| Wellpoint | Medicare Advantage | $380.72 | ↑ +21% |
| United Healthcare | DSNP | $380.72 | ↑ +21% |
| Wellcare | Medicare Advantage | $380.72 | ↑ +21% |
| HealthSpring | Medicare PPO | $380.72 | ↑ +21% |
| Devoted Health | PPO | $380.72 | ↑ +21% |
| United Healthcare | Options PPO | $382.00 | ↑ +21% |
| Aetna | Commercial | $394.00 | ↑ +25% |
| EHN | Network Lease | $443.25 | ↑ +41% |
| Cigna | IFP | $500.38 | ↑ +59% |
| Cigna | Local Plus | $500.38 | ↑ +59% |
| Cigna | OAP | $589.03 | ↑ +87% |
| Cigna | POS | $589.03 | ↑ +87% |
| Cigna | HMO | $589.03 | ↑ +87% |
| Ambetter | Exchange | $591.00 | ↑ +88% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $591.00 | ↑ +88% |
| Community Services Network | NonProfit Public Benefit | $640.25 | ↑ +103% |
| USA Managed Care Organization | PPO | $689.50 | ↑ +119% |
| NovaNet | Network Lease | $738.75 | ↑ +134% |
| Direct Care America | PPO | $788.00 | ↑ +150% |
| MedSave USA | Commercial | $788.00 | ↑ +150% |
| National Provider Network | PPO | $788.00 | ↑ +150% |
| Beech Street | PPO | $837.25 | ↑ +166% |
| CCN Managed Care | PPO | $837.25 | ↑ +166% |
| Initial Group | PPO | $866.80 | ↑ +175% |
| Galaxy Health Network | PPO | $886.50 | ↑ +181% |
Visitor-reported prices
Comments
Dch pulmonary stress test at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $669.72 | $46.10 – $417.52 |
| CHI Memorial Hospital Hixson | Hixson | $305.77 | $68.61 – $723.10 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $436.96 | $68.61 – $723.10 |
| Johnson City Medical Center | JOHNSON CITY | $247.50 | $53.48 – $759.10 |
| Hancock County Hospital | SNEEDVILLE | $242.65 | $53.48 – $625.11 |
| Greeneville Community Hospital | GREENEVILLE | $247.50 | $53.48 – $759.10 |
| Bristol Regional Medical Center | BRISTOL | $247.50 | $53.48 – $849.59 |
| Franklin Woods Community Hospital | JOHNSON CITY | $247.50 | $65.00 – $738.60 |