Cytopathology cervical/vaginal thin layer manual screening at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$27.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$85.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.12 with Wellpoint vs $76.50 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid Tenncare $9.12 ↓ -66%
United Healthcare Tenncare $15.55 ↓ -43%
United Healthcare Heritage Select $20.26 ↓ -26%
United Healthcare Options PPO $20.26 ↓ -26%
United Healthcare All Other Plans $20.26 ↓ -26%
Optum VA CCN $21.70 ↓ -20%
Tricare Humana Military $21.70 ↓ -20%
Humana DSNP $22.35 ↓ -18%
Humana Medicare Advantage PPO $22.35 ↓ -18%
Humana Medicare Advantage HMO $22.35 ↓ -18%
United Healthcare Community Plan DSNP $22.35 ↓ -18%
United Healthcare Medicare Advantage $22.35 ↓ -18%
Farm Bureau Medicare Advantage PPO $22.57 ↓ -17%
Farm Bureau Medicare Advantage HMO $22.57 ↓ -17%
Devoted Health PPO $22.79 ↓ -16%
HealthSpring Medicare PPO $22.79 ↓ -16%
HealthSpring Medicare HMO POS $22.79 ↓ -16%
Blue Cross of TN Med Adv Sapphire $22.79 ↓ -16%
Aetna Medicare Advantage $22.79 ↓ -16%
Wellcare Medicare Advantage $22.79 ↓ -16%
Blue Cross of TN Med Adv Ruby $22.79 ↓ -16%
Devoted Health HMO $22.79 ↓ -16%
Cigna Medicare PPO $22.79 ↓ -16%
Cigna Medicare HMO $22.79 ↓ -16%
Blue Cross of TN Med Adv PPO $22.79 ↓ -16%
Blue Cross of TN Med Adv Diamond $22.79 ↓ -16%
Blue Cross of TN BlueEssential HMO $22.79 ↓ -16%
Blue Cross of TN BlueEssential DSNP $22.79 ↓ -16%
United Healthcare DSNP $22.79 ↓ -16%
Cigna Medicare HMO-POS $22.79 ↓ -16%
Wellpoint DSNP $22.79 ↓ -16%
Wellpoint Medicare Advantage $22.79 ↓ -16%
BCBS TN Blue Care $28.14 ↑ +3%
Aetna Commercial $30.69 ↑ +13%
Ambetter Exchange $36.67 ↑ +35%
EHN Network Lease $38.25 ↑ +41%
Cigna IFP $41.63 ↑ +53%
Cigna Local Plus $41.81 ↑ +54%
BCBS TN Commercial Network P $42.77 ↑ +57%
BCBS TN Commercial Network S $42.77 ↑ +57%
Cigna POS $45.45 ↑ +67%
Cigna OAP $45.45 ↑ +67%
Cigna HMO $45.45 ↑ +67%
Correctional Medical Services Correctional Facilities - Inmate Claims $51.00 ↑ +88%
Community Services Network NonProfit Public Benefit $55.25 ↑ +103%
USA Managed Care Organization PPO $59.50 ↑ +119%
NovaNet Network Lease $63.75 ↑ +134%
Direct Care America PPO $68.00 ↑ +150%
MedSave USA Commercial $68.00 ↑ +150%
National Provider Network PPO $68.00 ↑ +150%
Beech Street PPO $72.25 ↑ +166%
CCN Managed Care PPO $72.25 ↑ +166%
Initial Group PPO $74.80 ↑ +175%
Galaxy Health Network PPO $76.50 ↑ +181%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cytopathology cervical/vaginal thin layer manual screening at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $121.64 $7.29 – $77.88
CHI Memorial Hospital Hixson Hixson $58.91 $18.00 – $139.30
62-1166050 BMH Carroll County Huntingdon $25.76 $17.63 – $40.52
CHI Memorial Hospital Chattanooga Chattanooga $84.18 $18.00 – $139.30
Johnson City Medical Center JOHNSON CITY $35.40 $10.13 – $44.17
Ascension Saint Thomas DeKalb Smithville $121.64 $14.21 – $77.88
Ascension Saint Thomas Highlands Sparta $121.64 $14.21 – $77.88
Ascension Saint Thomas River Park McMinnville $121.64 $14.21 – $77.88

All Tennessee hospitals for this procedure →