Cytomegalovirus (cmv) antibody igm at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$13.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$43.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$7.58 with Wellpoint vs $37.88 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | Medicaid Tenncare | $7.58 | ↓ -45% |
| United Healthcare | Tenncare | $12.93 | ↓ -6% |
| United Healthcare | All Other Plans | $16.85 | ↑ +22% |
| United Healthcare | Options PPO | $16.85 | ↑ +22% |
| United Healthcare | Heritage Select | $16.85 | ↑ +22% |
| EHN | Network Lease | $17.10 | ↑ +24% |
| Optum | VA CCN | $18.05 | ↑ +31% |
| Tricare | Humana Military | $18.05 | ↑ +31% |
| United Healthcare | Medicare Advantage | $18.59 | ↑ +35% |
| Humana | Medicare Advantage HMO | $18.59 | ↑ +35% |
| Humana | DSNP | $18.59 | ↑ +35% |
| United Healthcare | Community Plan DSNP | $18.59 | ↑ +35% |
| Humana | Medicare Advantage PPO | $18.59 | ↑ +35% |
| Farm Bureau | Medicare Advantage HMO | $18.77 | ↑ +36% |
| Farm Bureau | Medicare Advantage PPO | $18.77 | ↑ +36% |
| Blue Cross of TN | BlueEssential HMO | $18.95 | ↑ +38% |
| Devoted Health | HMO | $18.95 | ↑ +38% |
| Wellcare | Medicare Advantage | $18.95 | ↑ +38% |
| United Healthcare | DSNP | $18.95 | ↑ +38% |
| Devoted Health | PPO | $18.95 | ↑ +38% |
| HealthSpring | Medicare PPO | $18.95 | ↑ +38% |
| HealthSpring | Medicare HMO POS | $18.95 | ↑ +38% |
| Aetna | Medicare Advantage | $18.95 | ↑ +38% |
| Cigna | Medicare PPO | $18.95 | ↑ +38% |
| Cigna | Medicare HMO | $18.95 | ↑ +38% |
| Wellpoint | Medicare Advantage | $18.95 | ↑ +38% |
| Blue Cross of TN | Med Adv PPO | $18.95 | ↑ +38% |
| Blue Cross of TN | Med Adv Diamond | $18.95 | ↑ +38% |
| Blue Cross of TN | BlueEssential DSNP | $18.95 | ↑ +38% |
| Blue Cross of TN | Med Adv Sapphire | $18.95 | ↑ +38% |
| Blue Cross of TN | Med Adv Ruby | $18.95 | ↑ +38% |
| Cigna | Medicare HMO-POS | $18.95 | ↑ +38% |
| Wellpoint | DSNP | $18.95 | ↑ +38% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $22.80 | ↑ +66% |
| BCBS TN | Blue Care | $23.40 | ↑ +70% |
| Community Services Network | NonProfit Public Benefit | $24.70 | ↑ +80% |
| Aetna | Commercial | $25.52 | ↑ +85% |
| USA Managed Care Organization | PPO | $26.60 | ↑ +93% |
| NovaNet | Network Lease | $28.50 | ↑ +107% |
| National Provider Network | PPO | $30.40 | ↑ +121% |
| Direct Care America | PPO | $30.40 | ↑ +121% |
| MedSave USA | Commercial | $30.40 | ↑ +121% |
| Ambetter | Exchange | $30.50 | ↑ +122% |
| Beech Street | PPO | $32.30 | ↑ +135% |
| CCN Managed Care | PPO | $32.30 | ↑ +135% |
| Initial Group | PPO | $33.44 | ↑ +143% |
| Galaxy Health Network | PPO | $34.20 | ↑ +149% |
| Cigna | IFP | $34.69 | ↑ +152% |
| Cigna | Local Plus | $34.85 | ↑ +153% |
| BCBS TN | Commercial Network S | $35.57 | ↑ +159% |
| BCBS TN | Commercial Network P | $35.57 | ↑ +159% |
| Cigna | HMO | $37.88 | ↑ +175% |
| Cigna | OAP | $37.88 | ↑ +175% |
| Cigna | POS | $37.88 | ↑ +175% |
Visitor-reported prices
Comments
Cytomegalovirus (cmv) antibody igm at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $72.51 | $6.07 – $65.46 |
| CHI Memorial Hospital Hixson | Hixson | $25.76 | $14.97 – $60.90 |
| 62-1166050 BMH Carroll County | Huntingdon | $24.38 | $14.66 – $33.70 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $36.81 | $14.97 – $60.90 |
| Johnson City Medical Center | JOHNSON CITY | $28.50 | $8.43 – $36.73 |
| Ascension Saint Thomas DeKalb | Smithville | $72.51 | $11.81 – $65.46 |
| Ascension Saint Thomas Highlands | Sparta | $72.51 | $11.81 – $67.00 |
| Ascension Saint Thomas River Park | McMinnville | $72.51 | $11.81 – $84.87 |