Cold agglutinin titer at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$46.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$145.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.63 with Wellpoint vs $130.50 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid Tenncare $3.63 ↓ -92%
United Healthcare Tenncare $6.19 ↓ -87%
United Healthcare Heritage Select $8.06 ↓ -83%
United Healthcare Options PPO $8.06 ↓ -83%
United Healthcare All Other Plans $8.06 ↓ -83%
Optum VA CCN $8.63 ↓ -81%
Tricare Humana Military $8.63 ↓ -81%
Humana DSNP $8.89 ↓ -81%
Humana Medicare Advantage PPO $8.89 ↓ -81%
Humana Medicare Advantage HMO $8.89 ↓ -81%
United Healthcare Community Plan DSNP $8.89 ↓ -81%
United Healthcare Medicare Advantage $8.89 ↓ -81%
Farm Bureau Medicare Advantage PPO $8.98 ↓ -81%
Farm Bureau Medicare Advantage HMO $8.98 ↓ -81%
Devoted Health PPO $9.06 ↓ -80%
HealthSpring Medicare PPO $9.06 ↓ -80%
HealthSpring Medicare HMO POS $9.06 ↓ -80%
Blue Cross of TN Med Adv Sapphire $9.06 ↓ -80%
Aetna Medicare Advantage $9.06 ↓ -80%
Wellcare Medicare Advantage $9.06 ↓ -80%
Blue Cross of TN Med Adv Ruby $9.06 ↓ -80%
Devoted Health HMO $9.06 ↓ -80%
Cigna Medicare PPO $9.06 ↓ -80%
Cigna Medicare HMO $9.06 ↓ -80%
Blue Cross of TN Med Adv PPO $9.06 ↓ -80%
Blue Cross of TN Med Adv Diamond $9.06 ↓ -80%
Blue Cross of TN BlueEssential HMO $9.06 ↓ -80%
Blue Cross of TN BlueEssential DSNP $9.06 ↓ -80%
United Healthcare DSNP $9.06 ↓ -80%
Cigna Medicare HMO-POS $9.06 ↓ -80%
Wellpoint DSNP $9.06 ↓ -80%
Wellpoint Medicare Advantage $9.06 ↓ -80%
BCBS TN Blue Care $11.20 ↓ -76%
Aetna Commercial $12.22 ↓ -74%
Ambetter Exchange $14.59 ↓ -69%
Cigna IFP $16.65 ↓ -64%
Cigna Local Plus $16.72 ↓ -64%
BCBS TN Commercial Network S $17.02 ↓ -63%
BCBS TN Commercial Network P $17.02 ↓ -63%
Cigna POS $18.18 ↓ -61%
Cigna OAP $18.18 ↓ -61%
Cigna HMO $18.18 ↓ -61%
EHN Network Lease $65.25 ↑ +41%
Correctional Medical Services Correctional Facilities - Inmate Claims $87.00 ↑ +88%
Community Services Network NonProfit Public Benefit $94.25 ↑ +103%
USA Managed Care Organization PPO $101.50 ↑ +119%
NovaNet Network Lease $108.75 ↑ +134%
Direct Care America PPO $116.00 ↑ +150%
MedSave USA Commercial $116.00 ↑ +150%
National Provider Network PPO $116.00 ↑ +150%
Beech Street PPO $123.25 ↑ +166%
CCN Managed Care PPO $123.25 ↑ +166%
Initial Group PPO $127.60 ↑ +175%
Galaxy Health Network PPO $130.50 ↑ +181%

Visitor-reported prices

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Cold agglutinin titer at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $59.61 $2.90 – $31.60
CHI Memorial Hospital Hixson Hixson $74.30 $7.16 – $175.70
62-1166050 BMH Carroll County Huntingdon $69.00 $7.01 – $16.12
CHI Memorial Hospital Chattanooga Chattanooga $106.18 $7.16 – $175.70
Johnson City Medical Center JOHNSON CITY $13.95 $4.03 – $17.57
Ascension Saint Thomas DeKalb Smithville $59.61 $5.66 – $31.60
Ascension Saint Thomas Highlands Sparta $59.61 $5.66 – $31.60
Ascension Saint Thomas River Park McMinnville $59.61 $5.66 – $31.60

All Tennessee hospitals for this procedure →