Cmv pcr-sendout at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$56.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$177.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.79 with Wellpoint vs $159.30 with Galaxy Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint Medicaid Tenncare $15.79 ↓ -72%
United Healthcare Tenncare $26.93 ↓ -52%
United Healthcare Heritage Select $35.09 ↓ -38%
United Healthcare Options PPO $35.09 ↓ -38%
United Healthcare All Other Plans $35.09 ↓ -38%
Optum VA CCN $37.58 ↓ -34%
Tricare Humana Military $37.58 ↓ -34%
Humana DSNP $38.71 ↓ -32%
Humana Medicare Advantage PPO $38.71 ↓ -32%
Humana Medicare Advantage HMO $38.71 ↓ -32%
United Healthcare Community Plan DSNP $38.71 ↓ -32%
United Healthcare Medicare Advantage $38.71 ↓ -32%
Farm Bureau Medicare Advantage PPO $39.08 ↓ -31%
Farm Bureau Medicare Advantage HMO $39.08 ↓ -31%
Devoted Health PPO $39.46 ↓ -30%
HealthSpring Medicare PPO $39.46 ↓ -30%
HealthSpring Medicare HMO POS $39.46 ↓ -30%
Blue Cross of TN Med Adv Sapphire $39.46 ↓ -30%
Aetna Medicare Advantage $39.46 ↓ -30%
Wellcare Medicare Advantage $39.46 ↓ -30%
Blue Cross of TN Med Adv Ruby $39.46 ↓ -30%
Devoted Health HMO $39.46 ↓ -30%
Cigna Medicare PPO $39.46 ↓ -30%
Cigna Medicare HMO $39.46 ↓ -30%
Blue Cross of TN Med Adv PPO $39.46 ↓ -30%
Blue Cross of TN Med Adv Diamond $39.46 ↓ -30%
Blue Cross of TN BlueEssential HMO $39.46 ↓ -30%
Blue Cross of TN BlueEssential DSNP $39.46 ↓ -30%
United Healthcare DSNP $39.46 ↓ -30%
Cigna Medicare HMO-POS $39.46 ↓ -30%
Wellpoint DSNP $39.46 ↓ -30%
Wellpoint Medicare Advantage $39.46 ↓ -30%
BCBS TN Blue Care $48.74 ↓ -14%
Aetna Commercial $53.17 ↓ -6%
Ambetter Exchange $63.51 ↑ +12%
Cigna IFP $72.16 ↑ +27%
Cigna Local Plus $72.47 ↑ +28%
BCBS TN Commercial Network S $74.08 ↑ +31%
BCBS TN Commercial Network P $74.08 ↑ +31%
Cigna POS $78.78 ↑ +39%
Cigna OAP $78.78 ↑ +39%
Cigna HMO $78.78 ↑ +39%
EHN Network Lease $79.65 ↑ +41%
Correctional Medical Services Correctional Facilities - Inmate Claims $106.20 ↑ +88%
Community Services Network NonProfit Public Benefit $115.05 ↑ +103%
USA Managed Care Organization PPO $123.90 ↑ +119%
NovaNet Network Lease $132.75 ↑ +134%
Direct Care America PPO $141.60 ↑ +150%
MedSave USA Commercial $141.60 ↑ +150%
National Provider Network PPO $141.60 ↑ +150%
Beech Street PPO $150.45 ↑ +166%
CCN Managed Care PPO $150.45 ↑ +166%
Initial Group PPO $155.76 ↑ +175%
Galaxy Health Network PPO $159.30 ↑ +181%

Visitor-reported prices

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Cmv pcr-sendout at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $669.44 $12.63 – $135.44
CHI Memorial Hospital Hixson Hixson $46.18 $24.67 – $109.20
CHI Memorial Hospital Chattanooga Chattanooga $65.99 $24.67 – $109.20
Johnson City Medical Center JOHNSON CITY $61.50 $17.55 – $76.50
Ascension Saint Thomas DeKalb Smithville $29.58 $24.61 – $135.44
Ascension Saint Thomas Highlands Sparta $29.58 $24.61 – $135.44
Ascension Saint Thomas River Park McMinnville $29.58 $24.61 – $135.44
Ascension Saint Thomas Rutherford Murfreesboro $29.58 $31.58 – $135.44

All Tennessee hospitals for this procedure →