Cardioversion elective electrical conversion arrhythmia external at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$324.16

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,013.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$182.03 with BCBS TN vs $2,356.00 with BCBS TN — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $182.03 ↓ -44%
Aetna Commercial $405.20 ↑ +25%
United Healthcare Tenncare $432.00 ↑ +33%
EHN Network Lease $455.85 ↑ +41%
Cigna Local Plus $514.60 ↑ +59%
Cigna IFP $514.60 ↑ +59%
Cigna HMO $605.77 ↑ +87%
Cigna OAP $605.77 ↑ +87%
Cigna POS $605.77 ↑ +87%
Correctional Medical Services Correctional Facilities - Inmate Claims $607.80 ↑ +88%
Tricare Humana Military $642.23 ↑ +98%
Optum VA CCN $642.23 ↑ +98%
Community Services Network NonProfit Public Benefit $658.45 ↑ +103%
Humana DSNP $661.50 ↑ +104%
United Healthcare Community Plan DSNP $661.50 ↑ +104%
Humana Medicare Advantage HMO $661.50 ↑ +104%
United Healthcare Medicare Advantage $661.50 ↑ +104%
Humana Medicare Advantage PPO $661.50 ↑ +104%
Farm Bureau Medicare Advantage HMO $667.92 ↑ +106%
Farm Bureau Medicare Advantage PPO $667.92 ↑ +106%
Blue Cross of TN BlueEssential HMO $674.34 ↑ +108%
Devoted Health HMO $674.34 ↑ +108%
Wellcare Medicare Advantage $674.34 ↑ +108%
United Healthcare DSNP $674.34 ↑ +108%
Devoted Health PPO $674.34 ↑ +108%
HealthSpring Medicare PPO $674.34 ↑ +108%
HealthSpring Medicare HMO POS $674.34 ↑ +108%
Aetna Medicare Advantage $674.34 ↑ +108%
Cigna Medicare PPO $674.34 ↑ +108%
Cigna Medicare HMO $674.34 ↑ +108%
Cigna Medicare HMO-POS $674.34 ↑ +108%
Wellpoint DSNP $674.34 ↑ +108%
Wellpoint Medicare Advantage $674.34 ↑ +108%
Blue Cross of TN Med Adv Sapphire $674.34 ↑ +108%
Blue Cross of TN Med Adv Ruby $674.34 ↑ +108%
Blue Cross of TN Med Adv PPO $674.34 ↑ +108%
Blue Cross of TN Med Adv Diamond $674.34 ↑ +108%
Blue Cross of TN BlueEssential DSNP $674.34 ↑ +108%
USA Managed Care Organization PPO $709.10 ↑ +119%
NovaNet Network Lease $759.75 ↑ +134%
National Provider Network PPO $810.40 ↑ +150%
Direct Care America PPO $810.40 ↑ +150%
MedSave USA Commercial $810.40 ↑ +150%
Beech Street PPO $861.05 ↑ +166%
CCN Managed Care PPO $861.05 ↑ +166%
Initial Group PPO $891.44 ↑ +175%
Galaxy Health Network PPO $911.70 ↑ +181%
United Healthcare All Other Plans $1,060.00 ↑ +227%
United Healthcare Heritage Select $1,246.00 ↑ +284%
Wellpoint Medicaid Tenncare $1,259.81 ↑ +289%
United Healthcare Options PPO $1,523.00 ↑ +370%
Ambetter Exchange $2,009.00 ↑ +520%
BCBS TN Commercial Network S $2,356.00 ↑ +627%
BCBS TN Commercial Network P $2,356.00 ↑ +627%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cardioversion elective electrical conversion arrhythmia external at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $1,045.46 $130.97 – $877.38
CHI Memorial Hospital Hixson Hixson $652.68 $194.92 – $7,669.00
62-1166050 BMH Carroll County Huntingdon $348.91 $130.97 – $1,195.06
CHI Memorial Hospital Chattanooga Chattanooga $932.72 $194.92 – $7,669.00
Johnson City Medical Center JOHNSON CITY $513.90 $151.93 – $1,344.53
Ascension Saint Thomas DeKalb Smithville $1,045.47 $130.97 – $864.74
Ascension Saint Thomas Highlands Sparta $1,045.47 $130.97 – $864.74
Ascension Saint Thomas River Park McMinnville $1,045.46 $195.68 – $864.74

All Tennessee hospitals for this procedure →