Biopsy skin incisional single lesion at Cumberland Medical Center, Inc.
421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403
$362.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,133.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$432.00 with United Healthcare vs $2,356.00 with BCBS TN — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Tenncare | $432.00 | ↑ +19% |
| EHN | Network Lease | $509.85 | ↑ +41% |
| Correctional Medical Services | Correctional Facilities - Inmate Claims | $679.80 | ↑ +88% |
| Optum | VA CCN | $718.15 | ↑ +98% |
| Tricare | Humana Military | $718.15 | ↑ +98% |
| Community Services Network | NonProfit Public Benefit | $736.45 | ↑ +103% |
| United Healthcare | Medicare Advantage | $739.69 | ↑ +104% |
| Humana | Medicare Advantage HMO | $739.69 | ↑ +104% |
| United Healthcare | Community Plan DSNP | $739.69 | ↑ +104% |
| Humana | DSNP | $739.69 | ↑ +104% |
| Humana | Medicare Advantage PPO | $739.69 | ↑ +104% |
| Farm Bureau | Medicare Advantage PPO | $746.88 | ↑ +106% |
| Farm Bureau | Medicare Advantage HMO | $746.88 | ↑ +106% |
| Blue Cross of TN | Med Adv Diamond | $754.06 | ↑ +108% |
| Blue Cross of TN | BlueEssential HMO | $754.06 | ↑ +108% |
| Blue Cross of TN | BlueEssential DSNP | $754.06 | ↑ +108% |
| Cigna | Medicare HMO-POS | $754.06 | ↑ +108% |
| Wellpoint | Medicare Advantage | $754.06 | ↑ +108% |
| Wellpoint | DSNP | $754.06 | ↑ +108% |
| Devoted Health | HMO | $754.06 | ↑ +108% |
| Wellcare | Medicare Advantage | $754.06 | ↑ +108% |
| United Healthcare | DSNP | $754.06 | ↑ +108% |
| Devoted Health | PPO | $754.06 | ↑ +108% |
| HealthSpring | Medicare PPO | $754.06 | ↑ +108% |
| HealthSpring | Medicare HMO POS | $754.06 | ↑ +108% |
| Aetna | Medicare Advantage | $754.06 | ↑ +108% |
| Blue Cross of TN | Med Adv Sapphire | $754.06 | ↑ +108% |
| Cigna | Medicare PPO | $754.06 | ↑ +108% |
| Cigna | Medicare HMO | $754.06 | ↑ +108% |
| Blue Cross of TN | Med Adv Ruby | $754.06 | ↑ +108% |
| Blue Cross of TN | Med Adv PPO | $754.06 | ↑ +108% |
| USA Managed Care Organization | PPO | $793.10 | ↑ +119% |
| NovaNet | Network Lease | $849.75 | ↑ +134% |
| National Provider Network | PPO | $906.40 | ↑ +150% |
| Direct Care America | PPO | $906.40 | ↑ +150% |
| MedSave USA | Commercial | $906.40 | ↑ +150% |
| Beech Street | PPO | $963.05 | ↑ +166% |
| CCN Managed Care | PPO | $963.05 | ↑ +166% |
| Initial Group | PPO | $997.04 | ↑ +175% |
| Galaxy Health Network | PPO | $1,019.70 | ↑ +181% |
| United Healthcare | All Other Plans | $1,060.00 | ↑ +192% |
| United Healthcare | Heritage Select | $1,246.00 | ↑ +244% |
| Cigna | IFP | $1,250.00 | ↑ +245% |
| Wellpoint | Medicaid Tenncare | $1,259.81 | ↑ +247% |
| Aetna | Commercial | $1,349.71 | ↑ +272% |
| United Healthcare | Options PPO | $1,523.00 | ↑ +320% |
| Cigna | Local Plus | $1,532.00 | ↑ +323% |
| BCBS TN | Blue Care | $1,575.00 | ↑ +334% |
| Cigna | HMO | $1,802.00 | ↑ +397% |
| Cigna | OAP | $1,802.00 | ↑ +397% |
| Cigna | POS | $1,802.00 | ↑ +397% |
| Ambetter | Exchange | $2,009.00 | ↑ +454% |
| BCBS TN | Commercial Network S | $2,356.00 | ↑ +550% |
| BCBS TN | Commercial Network P | $2,356.00 | ↑ +550% |
Visitor-reported prices
Comments
Biopsy skin incisional single lesion at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Memorial Hospital Hixson | Hixson | $459.69 | $310.60 – $1,087.10 |
| CHI Memorial Hospital Chattanooga | Chattanooga | $656.92 | $326.13 – $1,087.10 |
| Johnson City Medical Center | JOHNSON CITY | $114.15 | $282.67 – $1,503.46 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $353.28 | $527.62 – $1,004.50 |
| Greeneville Community Hospital | GREENEVILLE | $114.15 | $113.07 – $1,503.46 |
| Bristol Regional Medical Center | BRISTOL | $114.15 | $188.45 – $1,528.45 |
| Franklin Woods Community Hospital | JOHNSON CITY | $114.15 | $282.67 – $1,462.87 |
| Holston Valley Medical Center | KINGSPORT | $114.15 | $188.45 – $1,528.45 |