Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$878.08

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,744.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$718.15 with Tricare vs $2,711.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Tricare Humana Military $718.15 ↓ -18%
Optum VA CCN $718.15 ↓ -18%
Humana Medicare Advantage HMO $739.69 ↓ -16%
United Healthcare Community Plan DSNP $739.69 ↓ -16%
Humana Medicare Advantage PPO $739.69 ↓ -16%
United Healthcare Medicare Advantage $739.69 ↓ -16%
Humana DSNP $739.69 ↓ -16%
Farm Bureau Medicare Advantage PPO $746.88 ↓ -15%
Farm Bureau Medicare Advantage HMO $746.88 ↓ -15%
Wellpoint DSNP $754.06 ↓ -14%
Devoted Health HMO $754.06 ↓ -14%
Wellcare Medicare Advantage $754.06 ↓ -14%
United Healthcare DSNP $754.06 ↓ -14%
Devoted Health PPO $754.06 ↓ -14%
HealthSpring Medicare PPO $754.06 ↓ -14%
HealthSpring Medicare HMO POS $754.06 ↓ -14%
Aetna Medicare Advantage $754.06 ↓ -14%
Cigna Medicare PPO $754.06 ↓ -14%
Cigna Medicare HMO $754.06 ↓ -14%
Cigna Medicare HMO-POS $754.06 ↓ -14%
Blue Cross of TN Med Adv PPO $754.06 ↓ -14%
Wellpoint Medicare Advantage $754.06 ↓ -14%
Blue Cross of TN Med Adv Sapphire $754.06 ↓ -14%
Blue Cross of TN Med Adv Ruby $754.06 ↓ -14%
Blue Cross of TN BlueEssential DSNP $754.06 ↓ -14%
Blue Cross of TN BlueEssential HMO $754.06 ↓ -14%
Blue Cross of TN Med Adv Diamond $754.06 ↓ -14%
United Healthcare Tenncare $882.00 ↑ +0%
EHN Network Lease $1,234.80 ↑ +41%
Cigna IFP $1,250.00 ↑ +42%
Ambetter Exchange $1,308.00 ↑ +49%
Wellpoint Medicaid Tenncare $1,391.00 ↑ +58%
Cigna Local Plus $1,532.00 ↑ +74%
BCBS TN Blue Care $1,575.00 ↑ +79%
Correctional Medical Services Correctional Facilities - Inmate Claims $1,646.40 ↑ +88%
Community Services Network NonProfit Public Benefit $1,783.60 ↑ +103%
Cigna POS $1,802.00 ↑ +105%
Cigna HMO $1,802.00 ↑ +105%
Cigna OAP $1,802.00 ↑ +105%
Aetna Commercial $1,808.27 ↑ +106%
United Healthcare All Other Plans $1,888.00 ↑ +115%
USA Managed Care Organization PPO $1,920.80 ↑ +119%
NovaNet Network Lease $2,058.00 ↑ +134%
MedSave USA Commercial $2,195.20 ↑ +150%
National Provider Network PPO $2,195.20 ↑ +150%
Direct Care America PPO $2,195.20 ↑ +150%
United Healthcare Heritage Select $2,220.00 ↑ +153%
CCN Managed Care PPO $2,332.40 ↑ +166%
Beech Street PPO $2,332.40 ↑ +166%
BCBS TN Commercial Network S $2,356.00 ↑ +168%
BCBS TN Commercial Network P $2,356.00 ↑ +168%
Initial Group PPO $2,414.72 ↑ +175%
Galaxy Health Network PPO $2,469.60 ↑ +181%
United Healthcare Options PPO $2,711.00 ↑ +209%

Visitor-reported prices

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Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $2,021.98 $1,366.20 – $4,781.70
62-1166050 BMH Carroll County Huntingdon $974.05 $1,453.17 – $3,340.62
CHI Memorial Hospital Chattanooga Chattanooga $2,889.52 $1,434.51 – $4,781.70
Johnson City Medical Center JOHNSON CITY $373.50 $463.74 – $2,458.08
Ascension Saint Thomas Rutherford Murfreesboro $879.60 $240.93 – $1,004.50
Hancock County Hospital SNEEDVILLE $366.39 $489.05 – $2,800.70
Greeneville Community Hospital GREENEVILLE $373.50 $414.69 – $2,667.33
Bristol Regional Medical Center BRISTOL $373.50 $701.12 – $2,501.38

All Tennessee hospitals for this procedure →