An cholangiogram percutaneous compl at Cumberland Medical Center, Inc.

421 S Main St, Crossville, TN · Fsregional · · NPI 1871596403

Source: hospital's published price file ↗ · Published Aug 5, 2026 · Ingested Sep 16, 2026

$1,755.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,487.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,155.00 with BCBS TN vs $5,693.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TN Blue Care $1,155.00 ↓ -34%
Cigna IFP $1,250.00 ↓ -29%
Ambetter Exchange $1,308.00 ↓ -26%
Aetna Commercial $1,349.71 ↓ -23%
Cigna Local Plus $1,532.00 ↓ -13%
Cigna HMO $1,802.00 ↑ +3%
Cigna OAP $1,802.00 ↑ +3%
Cigna POS $1,802.00 ↑ +3%
United Healthcare Tenncare $1,851.00 ↑ +5%
EHN Network Lease $2,469.15 ↑ +41%
Wellpoint Medicaid Tenncare $2,875.00 ↑ +64%
Correctional Medical Services Correctional Facilities - Inmate Claims $3,292.20 ↑ +88%
Tricare Humana Military $3,479.04 ↑ +98%
Optum VA CCN $3,479.04 ↑ +98%
Community Services Network NonProfit Public Benefit $3,566.55 ↑ +103%
United Healthcare Medicare Advantage $3,583.41 ↑ +104%
Humana Medicare Advantage PPO $3,583.41 ↑ +104%
Humana Medicare Advantage HMO $3,583.41 ↑ +104%
Humana DSNP $3,583.41 ↑ +104%
United Healthcare Community Plan DSNP $3,583.41 ↑ +104%
Farm Bureau Medicare Advantage HMO $3,618.20 ↑ +106%
Farm Bureau Medicare Advantage PPO $3,618.20 ↑ +106%
Blue Cross of TN BlueEssential HMO $3,652.99 ↑ +108%
Devoted Health HMO $3,652.99 ↑ +108%
Wellcare Medicare Advantage $3,652.99 ↑ +108%
United Healthcare DSNP $3,652.99 ↑ +108%
Devoted Health PPO $3,652.99 ↑ +108%
HealthSpring Medicare PPO $3,652.99 ↑ +108%
HealthSpring Medicare HMO POS $3,652.99 ↑ +108%
Aetna Medicare Advantage $3,652.99 ↑ +108%
Cigna Medicare PPO $3,652.99 ↑ +108%
Cigna Medicare HMO $3,652.99 ↑ +108%
Cigna Medicare HMO-POS $3,652.99 ↑ +108%
Wellpoint DSNP $3,652.99 ↑ +108%
Wellpoint Medicare Advantage $3,652.99 ↑ +108%
Blue Cross of TN Med Adv Sapphire $3,652.99 ↑ +108%
Blue Cross of TN Med Adv Ruby $3,652.99 ↑ +108%
Blue Cross of TN Med Adv PPO $3,652.99 ↑ +108%
Blue Cross of TN BlueEssential DSNP $3,652.99 ↑ +108%
Blue Cross of TN Med Adv Diamond $3,652.99 ↑ +108%
USA Managed Care Organization PPO $3,840.90 ↑ +119%
United Healthcare All Other Plans $3,967.00 ↑ +126%
NovaNet Network Lease $4,115.25 ↑ +134%
BCBS TN Commercial Network P $4,238.00 ↑ +141%
BCBS TN Commercial Network S $4,238.00 ↑ +141%
Direct Care America PPO $4,389.60 ↑ +150%
National Provider Network PPO $4,389.60 ↑ +150%
MedSave USA Commercial $4,389.60 ↑ +150%
Beech Street PPO $4,663.95 ↑ +166%
CCN Managed Care PPO $4,663.95 ↑ +166%
United Healthcare Heritage Select $4,666.00 ↑ +166%
Initial Group PPO $4,828.56 ↑ +175%
Galaxy Health Network PPO $4,938.30 ↑ +181%
United Healthcare Options PPO $5,693.00 ↑ +224%

Visitor-reported prices

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An cholangiogram percutaneous compl at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $1,391.54 $733.50 – $998.50
CHI Memorial Hospital Hixson Hixson $431.57 $291.60 – $1,020.60
CHI Memorial Hospital Chattanooga Chattanooga $616.74 $306.18 – $1,020.60
Johnson City Medical Center JOHNSON CITY $1,027.20 $2,207.52 – $7,283.43
Ascension Saint Thomas DeKalb Smithville $1,391.54 $175.86 – $1,004.50
Ascension Saint Thomas River Park McMinnville $1,391.54 $175.86 – $1,004.50
Ascension Saint Thomas Rutherford Murfreesboro $1,391.54 $954.50 – $1,004.50
Greeneville Community Hospital GREENEVILLE $1,027.20 $2,395.44 – $7,283.43

All Tennessee hospitals for this procedure →