Warde thyroid stimulating immunoglobulins at CHI Memorial Hospital Chattanooga

2525 de Sales Avenue, Chattanooga, TN · CommonSpirit Health · · NPI 1255428736

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$98.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$233.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.65 with Amerigroup vs $163.10 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerigroup Medicaid|All Plans $10.65 ↓ -89%
United Medicaid|TennCare $45.17 ↓ -54%
Peach State Medicaid|All Plans $48.93 ↓ -50%
United Commercial|Options $50.86 ↓ -48%
United Commercial|Non-Options $50.86 ↓ -48%
BCBS - ND Medicare|All Plans $52.89 ↓ -46%
Cigna Medicare|Healthspring $53.40 ↓ -46%
Humana Medicare|HMO $53.91 ↓ -45%
Amerigroup Medicare|All Plans $54.42 ↓ -45%
Humana Medicare|All Other Plans $55.95 ↓ -43%
Humana Medicare|PPO $55.95 ↓ -43%
BCBS - TN Commercial|Network S $58.31 ↓ -41%
BCBS - TN Medicaid|BlueCare $59.68 ↓ -39%
BCBS - TN Commercial|Network P $73.55 ↓ -25%
Employers Health Network Commercial|All Plans $76.29 ↓ -23%
Centene Commercial|Ambetter Exchange $95.62 ↓ -3%
Cigna Commercial|LocalPlus $111.81 ↑ +13%
Cigna Commercial|Open Access $124.52 ↑ +26%
Aetna Commercial|Non-Gatekeeper $163.10 ↑ +65%
Aetna Commercial|Gatekeeper $163.10 ↑ +65%

Visitor-reported prices

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Warde thyroid stimulating immunoglobulins at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $195.89 $18.31 – $196.41
CHI Memorial Hospital Hixson Hixson $68.97 $10.65 – $163.10
Ascension Saint Thomas DeKalb Smithville $195.89 $35.65 – $196.41
Ascension Saint Thomas Highlands Sparta $195.89 $35.65 – $196.41
Ascension Saint Thomas River Park McMinnville $195.89 $35.65 – $196.41
Ascension Saint Thomas Rutherford Murfreesboro $195.89 $40.10 – $196.41
Ascension Saint Thomas Hickman Centerville not published $45.77 – $196.41

All Tennessee hospitals for this procedure →