Pr debridement open wound topical appl/wound asmt per session 20 sq cm/< at CHI Memorial Hospital Chattanooga

2525 de Sales Avenue, Chattanooga, TN · CommonSpirit Health · · NPI 1255428736

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$307.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$727.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$58.92 with BCBS - TN vs $2,204.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - TN Medicaid|BlueCare $58.92 ↓ -81%
Peach State Medicaid|All Plans $152.67 ↓ -50%
BCBS - ND Medicare|All Plans $185.11 ↓ -40%
Cigna Medicare|Healthspring $186.89 ↓ -39%
Humana Medicare|HMO $188.67 ↓ -39%
Amerigroup Medicare|All Plans $190.45 ↓ -38%
Humana Medicare|PPO $195.79 ↓ -36%
Humana Medicare|All Other Plans $195.79 ↓ -36%
United Medicaid|TennCare $229.00 ↓ -26%
BCBS - TN Commercial|Network S $238.52 ↓ -22%
Centene Commercial|Ambetter Exchange $334.62 ↑ +9%
BCBS - TN Commercial|Network P $356.87 ↑ +16%
Aetna Commercial|Non-Gatekeeper $508.90 ↑ +65%
Aetna Commercial|Gatekeeper $508.90 ↑ +65%
United Commercial|Options $1,023.00 ↑ +233%
United Commercial|Non-Options $1,023.00 ↑ +233%
Humana Commercial|All Plans $2,204.00 ↑ +617%

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Pr debridement open wound topical appl/wound asmt per session 20 sq cm/< at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $76.89 $39.59 – $266.41
CHI Memorial Hospital Hixson Hixson $215.20 $58.92 – $508.90
Ascension Saint Thomas DeKalb Smithville $61.97 $39.59 – $262.57
Ascension Saint Thomas Highlands Sparta $61.97 $39.59 – $262.57
Ascension Saint Thomas River Park McMinnville $59.03 $59.15 – $262.57
Ascension Saint Thomas Rutherford Murfreesboro $336.66 $39.59 – $266.41
Ascension Saint Thomas Hickman Centerville not published $129.46 – $161.83

All Tennessee hospitals for this procedure →