Ketorolac 15 mg/ml injection (wrapper) at CHI Memorial Hospital Chattanooga

2525 de Sales Avenue, Chattanooga, TN · CommonSpirit Health · · NPI 1255428736

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$29.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$69.59

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.47 with BCBS - ND vs $39.33 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - ND Medicare|All Plans $0.47 ↓ -98%
Cigna Medicare|Healthspring $0.47 ↓ -98%
Amerigroup Medicare|All Plans $0.48 ↓ -98%
Humana Medicare|HMO $0.48 ↓ -98%
Humana Medicare|PPO $0.49 ↓ -98%
Humana Medicare|All Other Plans $0.49 ↓ -98%
Cigna Commercial|LocalPlus $0.72 ↓ -98%
Cigna Commercial|Open Access $0.72 ↓ -98%
Centene Commercial|Ambetter Exchange $0.85 ↓ -97%
BCBS - TN Medicaid|BlueCare $2.83 ↓ -90%
Peach State Medicaid|All Plans $11.80 ↓ -60%
Employers Health Network Commercial|All Plans $25.29 ↓ -14%
United Commercial|Non-Options $28.09 ↓ -5%
United Commercial|Options $28.09 ↓ -5%
Multiplan Commercial|All Plans $33.71 ↑ +15%
Alliant Health Commercial|All Plans $35.96 ↑ +22%
Aetna Commercial|Non-Gatekeeper $39.33 ↑ +34%
Aetna Commercial|Gatekeeper $39.33 ↑ +34%
Humana Commercial|All Plans $39.33 ↑ +34%

Visitor-reported prices

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Ketorolac 15 mg/ml injection (wrapper) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $7.02 $0.84 – $1.81
CHI Memorial Hospital Hixson Hixson $20.60 $0.72 – $39.33
Ascension Saint Thomas DeKalb Smithville $7.02 $0.84 – $1.81
Ascension Saint Thomas Highlands Sparta $7.02 $0.84 – $1.81
Ascension Saint Thomas River Park McMinnville $7.02 $0.84 – $1.81
Ascension Saint Thomas Rutherford Murfreesboro $7.02 $0.84 – $1.81

All Tennessee hospitals for this procedure →