Insertion/replacement temporary single chamber electrode/pacemaker catheter at CHI Memorial Hospital Chattanooga

2525 de Sales Avenue, Chattanooga, TN · CommonSpirit Health · · NPI 1255428736

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$12,448.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$29,430.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.65 with Alliant Health vs $20,601.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Alliant Health Commercial|All Plans $0.65 ↓ -100%
BCBS - TN Commercial|Network S $167.00 ↓ -99%
BCBS - TN Commercial|Network P $217.00 ↓ -98%
BCBS - TN Medicaid|BlueCare $986.87 ↓ -92%
Humana Commercial|All Plans $2,204.00 ↓ -82%
Cigna Commercial|LocalPlus $2,496.00 ↓ -80%
Health One Alliance Commercial|All Plans $2,694.00 ↓ -78%
Cigna Commercial|Open Access $3,073.00 ↓ -75%
Peach State Medicaid|All Plans $6,180.30 ↓ -50%
United Commercial|Non-Options $6,296.00 ↓ -49%
United Commercial|Options $6,296.00 ↓ -49%
United Medicaid|TennCare $7,431.00 ↓ -40%
BCBS - ND Medicare|All Plans $7,710.00 ↓ -38%
Cigna Medicare|Healthspring $7,784.13 ↓ -37%
Humana Medicare|HMO $7,858.27 ↓ -37%
Amerigroup Medicare|All Plans $7,932.40 ↓ -36%
Humana Medicare|PPO $8,154.81 ↓ -34%
Humana Medicare|All Other Plans $8,154.81 ↓ -34%
Centene Commercial|Ambetter Exchange $13,937.30 ↑ +12%
Aetna Commercial|Gatekeeper $20,601.00 ↑ +65%
Aetna Commercial|Non-Gatekeeper $20,601.00 ↑ +65%
Multiplan Commercial|All Plans $20,601.00 ↑ +65%

Visitor-reported prices

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Insertion/replacement temporary single chamber electrode/pacemaker catheter at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $4,069.52 $1,534.53 – $14,894.00
CHI Memorial Hospital Hixson Hixson $8,711.28 $5,886.00 – $20,601.00
Ascension Saint Thomas DeKalb Smithville $4,069.53 $3,272.67 – $13,471.00
Ascension Saint Thomas Highlands Sparta $4,069.53 $3,272.67 – $13,471.00
Ascension Saint Thomas Rutherford Murfreesboro $4,069.53 $1,636.56 – $13,471.00
Ascension Saint Thomas River Park McMinnville not published $3,272.67 – $6,935.50
Ascension Saint Thomas Hickman Centerville not published $6,190.50 – $6,935.50

All Tennessee hospitals for this procedure →