Ins tun cv cath wo subq prt/pm at CHI Memorial Hospital Chattanooga
2525 de Sales Avenue, Chattanooga, TN · CommonSpirit Health · · NPI 1255428736
$1,478.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,496.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$167.00 with BCBS - TN vs $5,300.60 with Centene — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - TN | Commercial|Network S | $167.00 | ↓ -89% |
| BCBS - TN | Commercial|Network P | $217.00 | ↓ -85% |
| Amerigroup | Medicaid|All Plans | $448.00 | ↓ -70% |
| Peach State | Medicaid|All Plans | $734.16 | ↓ -50% |
| BCBS - TN | Medicaid|BlueCare | $737.14 | ↓ -50% |
| Alliant Health | Commercial|All Plans | $1,679.00 | ↑ +14% |
| Cigna | Commercial|LocalPlus | $1,782.00 | ↑ +21% |
| Employers Health Network | Commercial|All Plans | $1,791.86 | ↑ +21% |
| Cigna | Commercial|Open Access | $2,194.00 | ↑ +48% |
| Humana | Commercial|All Plans | $2,204.00 | ↑ +49% |
| Health One Alliance | Commercial|All Plans | $2,360.00 | ↑ +60% |
| Aetna | Commercial|Gatekeeper | $2,447.20 | ↑ +65% |
| Aetna | Commercial|Non-Gatekeeper | $2,447.20 | ↑ +65% |
| Multiplan | Commercial|All Plans | $2,469.90 | ↑ +67% |
| BCBS - ND | Medicare|All Plans | $2,932.25 | ↑ +98% |
| Cigna | Medicare|Healthspring | $2,960.44 | ↑ +100% |
| United | Medicaid|TennCare | $2,980.00 | ↑ +102% |
| Humana | Medicare|HMO | $2,988.64 | ↑ +102% |
| Amerigroup | Medicare|All Plans | $3,016.83 | ↑ +104% |
| Humana | Medicare|PPO | $3,101.42 | ↑ +110% |
| Humana | Medicare|All Other Plans | $3,101.42 | ↑ +110% |
| United | Commercial|Options | $4,738.00 | ↑ +220% |
| United | Commercial|Non-Options | $4,738.00 | ↑ +220% |
| Centene | Commercial|Ambetter Exchange | $5,300.60 | ↑ +258% |
Visitor-reported prices
Comments
Ins tun cv cath wo subq prt/pm at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $1,842.26 | $1,141.72 – $1,246.50 |
| CHI Memorial Hospital Hixson | Hixson | $1,034.82 | $699.20 – $2,447.20 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $1,842.26 | $1,185.00 – $1,246.50 |
| Ascension Saint Thomas DeKalb | Smithville | not published | $1,118.14 – $1,246.50 |
| Ascension Saint Thomas Highlands | Sparta | not published | $1,118.14 – $1,246.50 |
| Ascension Saint Thomas River Park | McMinnville | not published | $1,118.14 – $1,246.50 |
| Ascension Saint Thomas Hickman | Centerville | not published | $1,185.00 – $1,246.50 |