Electrophysiology evaluation at CHI Memorial Hospital Chattanooga
2525 de Sales Avenue, Chattanooga, TN · CommonSpirit Health · · NPI 1255428736
$543.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,285.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$68.52 with BCBS - TN vs $7,669.00 with Health One Alliance — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS - TN | Medicaid|BlueCare | $68.52 | ↓ -87% |
| BCBS - TN | Commercial|Network S | $167.00 | ↓ -69% |
| BCBS - TN | Commercial|Network P | $217.00 | ↓ -60% |
| United | Medicaid|TennCare | $229.00 | ↓ -58% |
| Peach State | Medicaid|All Plans | $269.85 | ↓ -50% |
| Employers Health Network | Commercial|All Plans | $822.40 | ↑ +51% |
| Aetna | Commercial|Gatekeeper | $899.50 | ↑ +65% |
| Aetna | Commercial|Non-Gatekeeper | $899.50 | ↑ +65% |
| United | Commercial|Non-Options | $1,023.00 | ↑ +88% |
| United | Commercial|Options | $1,023.00 | ↑ +88% |
| Alliant Health | Commercial|All Plans | $5,079.00 | ↑ +834% |
| Cigna | Commercial|LocalPlus | $5,206.00 | ↑ +858% |
| Cigna | Commercial|Open Access | $6,047.00 | ↑ +1012% |
| Health One Alliance | Commercial|All Plans | $7,669.00 | ↑ +1311% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Tennessee hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Saint Thomas Midtown | Nashville | $2,059.73 | $46.04 – $12,715.00 |
| CHI Memorial Hospital Hixson | Hixson | $380.36 | $68.52 – $7,669.00 |
| Ascension Saint Thomas Rutherford | Murfreesboro | $2,059.73 | $46.04 – $12,715.00 |
| Ascension Saint Thomas DeKalb | Smithville | not published | $46.04 – $12,715.00 |
| Ascension Saint Thomas Highlands | Sparta | not published | $46.04 – $12,715.00 |
| Ascension Saint Thomas River Park | McMinnville | not published | $68.79 – $12,715.00 |
| Ascension Saint Thomas Hickman | Centerville | not published | $176.14 – $12,715.00 |