CT thorax low dose for lung screening without contrast at CHI Memorial Hospital Chattanooga

2525 de Sales Avenue, Chattanooga, TN · CommonSpirit Health · · NPI 1255428736

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$253.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$600.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$52.81 with United vs $1,467.00 with Health One Alliance — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|TennCare $52.81 ↓ -79%
BCBS - ND Medicare|All Plans $99.07 ↓ -61%
Cigna Medicare|Healthspring $100.02 ↓ -61%
Humana Medicare|HMO $100.98 ↓ -60%
Amerigroup Medicare|All Plans $101.93 ↓ -60%
Humana Medicare|PPO $104.79 ↓ -59%
Humana Medicare|All Other Plans $104.79 ↓ -59%
BCBS - TN Medicaid|BlueCare $105.21 ↓ -59%
Peach State Medicaid|All Plans $126.00 ↓ -50%
Centene Commercial|Ambetter Exchange $179.09 ↓ -29%
United Commercial|Non-Options $182.03 ↓ -28%
United Commercial|Options $182.03 ↓ -28%
BCBS - TN Commercial|Network S $185.33 ↓ -27%
BCBS - TN Commercial|Network P $234.06 ↓ -8%
Cigna Commercial|Open Access $302.00 ↑ +19%
Cigna Commercial|LocalPlus $302.00 ↑ +19%
Multiplan Commercial|All Plans $360.00 ↑ +42%
Employers Health Network Commercial|All Plans $404.79 ↑ +59%
Aetna Commercial|Non-Gatekeeper $420.00 ↑ +65%
Aetna Commercial|Gatekeeper $420.00 ↑ +65%
Alliant Health Commercial|All Plans $600.00 ↑ +136%
Humana Commercial|All Plans $1,389.00 ↑ +447%
Health One Alliance Commercial|All Plans $1,467.00 ↑ +478%

Visitor-reported prices

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CT thorax low dose for lung screening without contrast at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $177.60 $52.81 – $1,467.00
Ascension Saint Thomas Midtown Nashville not published $91.66 – $562.76
Ascension Saint Thomas DeKalb Smithville not published $90.33 – $562.76
Ascension Saint Thomas Highlands Sparta not published $90.33 – $562.76
Ascension Saint Thomas River Park McMinnville not published $90.33 – $562.76
Ascension Saint Thomas Rutherford Murfreesboro not published $91.66 – $562.76
Ascension Saint Thomas Hickman Centerville not published $102.67 – $562.76

All Tennessee hospitals for this procedure →