CT neck soft tissue without & w/contrast at CHI Memorial Hospital Chattanooga

2525 de Sales Avenue, Chattanooga, TN · CommonSpirit Health · · NPI 1255428736

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,831.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,329.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$165.85 with BCBS - ND vs $3,030.30 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - ND Medicare|All Plans $165.85 ↓ -91%
Cigna Medicare|Healthspring $167.44 ↓ -91%
Humana Medicare|HMO $169.04 ↓ -91%
Amerigroup Medicare|All Plans $170.63 ↓ -91%
Humana Medicare|PPO $175.42 ↓ -90%
Humana Medicare|All Other Plans $175.42 ↓ -90%
United Medicaid|TennCare $176.05 ↓ -90%
BCBS - TN Medicaid|BlueCare $298.03 ↓ -84%
Centene Commercial|Ambetter Exchange $299.80 ↓ -84%
Cigna Commercial|Open Access $302.00 ↓ -84%
Cigna Commercial|LocalPlus $302.00 ↓ -84%
Employers Health Network Commercial|All Plans $341.51 ↓ -81%
United Commercial|Non-Options $410.00 ↓ -78%
United Commercial|Options $410.00 ↓ -78%
BCBS - TN Commercial|Network S $421.80 ↓ -77%
BCBS - TN Commercial|Network P $532.70 ↓ -71%
Alliant Health Commercial|All Plans $759.00 ↓ -59%
Peach State Medicaid|All Plans $909.09 ↓ -50%
Humana Commercial|All Plans $1,389.00 ↓ -24%
Health One Alliance Commercial|All Plans $1,467.00 ↓ -20%
Multiplan Commercial|All Plans $2,597.40 ↑ +42%
Aetna Commercial|Non-Gatekeeper $3,030.30 ↑ +65%
Aetna Commercial|Gatekeeper $3,030.30 ↑ +65%

Visitor-reported prices

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CT neck soft tissue without & w/contrast at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $826.49 $153.44 – $607.86
CHI Memorial Hospital Hixson Hixson $1,281.39 $176.05 – $3,030.30
Ascension Saint Thomas DeKalb Smithville $1,185.41 $151.23 – $607.86
Ascension Saint Thomas Highlands Sparta $1,185.41 $151.23 – $607.86
Ascension Saint Thomas River Park McMinnville $1,128.96 $151.23 – $607.86
Ascension Saint Thomas Rutherford Murfreesboro $826.35 $153.44 – $628.83
Ascension Saint Thomas Hickman Centerville not published $233.68 – $607.86

All Tennessee hospitals for this procedure →