Collection of venous blood by venipuncture at CHI Memorial Hospital Chattanooga

2525 de Sales Avenue, Chattanooga, TN · CommonSpirit Health · · NPI 1255428736

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$25.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$60.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$0.65 with Alliant Health vs $3,196.00 with Health One Alliance — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Alliant Health Commercial|All Plans $0.65 ↓ -97%
United Medicaid|TennCare $2.10 ↓ -92%
United Commercial|Options $3.00 ↓ -88%
United Commercial|Non-Options $3.00 ↓ -88%
Cigna Commercial|LocalPlus $4.29 ↓ -83%
Employers Health Network Commercial|All Plans $4.50 ↓ -82%
Cigna Commercial|Open Access $4.78 ↓ -81%
BCBS - TN Medicaid|BlueCare $6.04 ↓ -76%
BCBS - ND Medicare|All Plans $9.45 ↓ -63%
Cigna Medicare|Healthspring $9.54 ↓ -62%
Humana Medicare|HMO $9.64 ↓ -62%
Amerigroup Medicare|All Plans $9.73 ↓ -62%
Humana Medicare|All Other Plans $10.00 ↓ -61%
Humana Medicare|PPO $10.00 ↓ -61%
BCBS - TN Commercial|Network S $12.25 ↓ -52%
Peach State Medicaid|All Plans $12.60 ↓ -50%
BCBS - TN Commercial|Network P $13.87 ↓ -45%
Centene Commercial|Ambetter Exchange $17.09 ↓ -33%
Aetna Commercial|Gatekeeper $42.00 ↑ +65%
Aetna Commercial|Non-Gatekeeper $42.00 ↑ +65%
Health One Alliance Commercial|All Plans $3,196.00 ↑ +12493%

Visitor-reported prices

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Collection of venous blood by venipuncture at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $11.99 $1.08 – $12.73
CHI Memorial Hospital Hixson Hixson $17.76 $2.10 – $42.00
Ascension Saint Thomas DeKalb Smithville $11.99 $1.50 – $12.73
Ascension Saint Thomas Highlands Sparta $11.99 $1.50 – $12.73
Ascension Saint Thomas River Park McMinnville $11.99 $1.50 – $12.73
Ascension Saint Thomas Rutherford Murfreesboro $11.99 $2.70 – $12.73
Ascension Saint Thomas Hickman Centerville not published $2.70 – $12.36

All Tennessee hospitals for this procedure →