Blood draw capillary 36416 at CHI Memorial Hospital Chattanooga

2525 de Sales Avenue, Chattanooga, TN · CommonSpirit Health · · NPI 1255428736

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$19.04

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$45.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.65 with Alliant Health vs $3,196.00 with Health One Alliance — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Alliant Health Commercial|All Plans $0.65 ↓ -97%
United Medicaid|TennCare $2.00 ↓ -89%
United Commercial|Options $2.89 ↓ -85%
United Commercial|Non-Options $2.89 ↓ -85%
Cigna Commercial|LocalPlus $4.14 ↓ -78%
Cigna Commercial|Open Access $4.61 ↓ -76%
Peach State Medicaid|All Plans $9.45 ↓ -50%
Multiplan Commercial|All Plans $31.50 ↑ +65%
Aetna Commercial|Non-Gatekeeper $31.50 ↑ +65%
Aetna Commercial|Gatekeeper $31.50 ↑ +65%
Health One Alliance Commercial|All Plans $3,196.00 ↑ +16686%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Blood draw capillary 36416 at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $14.34 $2.59 – $6.51
CHI Memorial Hospital Hixson Hixson $13.32 $2.00 – $31.50
Ascension Saint Thomas DeKalb Smithville $14.34 $1.44 – $6.51
Ascension Saint Thomas Highlands Sparta $14.34 $1.44 – $6.51
Ascension Saint Thomas River Park McMinnville $14.34 $1.44 – $7.71
Ascension Saint Thomas Rutherford Murfreesboro $14.34 $2.59 – $6.51
Ascension Saint Thomas Hickman Centerville not published $2.59 – $6.51

All Tennessee hospitals for this procedure →