Biopsy thigh soft tissues at CHI Memorial Hospital Chattanooga

2525 de Sales Avenue, Chattanooga, TN · CommonSpirit Health · · NPI 1255428736

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,761.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,165.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$167.00 with BCBS - TN vs $4,819.89 with Centene — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - TN Commercial|Network S $167.00 ↓ -91%
BCBS - TN Commercial|Network P $217.00 ↓ -88%
Amerigroup Medicaid|All Plans $334.00 ↓ -81%
BCBS - TN Medicaid|BlueCare $737.14 ↓ -58%
Peach State Medicaid|All Plans $874.65 ↓ -50%
Alliant Health Commercial|All Plans $1,252.00 ↓ -29%
Cigna Commercial|LocalPlus $1,331.00 ↓ -24%
Employers Health Network Commercial|All Plans $1,338.86 ↓ -24%
Cigna Commercial|Open Access $1,638.00 ↓ -7%
Humana Commercial|All Plans $1,643.00 ↓ -7%
Health One Alliance Commercial|All Plans $1,753.00 ↓ -0%
Multiplan Commercial|All Plans $1,836.63 ↑ +4%
United Medicaid|TennCare $2,036.00 ↑ +16%
BCBS - ND Medicare|All Plans $2,666.32 ↑ +51%
Cigna Medicare|Healthspring $2,691.96 ↑ +53%
Humana Medicare|HMO $2,717.60 ↑ +54%
Amerigroup Medicare|All Plans $2,743.23 ↑ +56%
Humana Medicare|PPO $2,820.15 ↑ +60%
Humana Medicare|All Other Plans $2,820.15 ↑ +60%
Aetna Commercial|Non-Gatekeeper $2,915.50 ↑ +65%
Aetna Commercial|Gatekeeper $2,915.50 ↑ +65%
United Commercial|Options $4,070.00 ↑ +131%
United Commercial|Non-Options $4,070.00 ↑ +131%
Centene Commercial|Ambetter Exchange $4,819.89 ↑ +174%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Biopsy thigh soft tissues at other Tennessee hospitals

Hospital City Cash price Negotiated range
CHI Memorial Hospital Hixson Hixson $1,232.84 $833.00 – $2,915.50
Ascension Saint Thomas Midtown Nashville not published $733.50 – $1,141.72
Ascension Saint Thomas DeKalb Smithville not published $912.16 – $1,004.50
Ascension Saint Thomas Highlands Sparta not published $912.16 – $1,004.50
Ascension Saint Thomas River Park McMinnville not published $912.16 – $1,004.50
Ascension Saint Thomas Rutherford Murfreesboro not published $954.50 – $1,217.22
Ascension Saint Thomas Hickman Centerville not published $954.50 – $1,004.50

All Tennessee hospitals for this procedure →