Albumin serum plasma or whole blood at CHI Memorial Hospital Chattanooga

2525 de Sales Avenue, Chattanooga, TN · CommonSpirit Health · · NPI 1255428736

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$88.41

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$209.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.62 with Amerigroup vs $146.30 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerigroup Medicaid|All Plans $3.62 ↓ -96%
United Medicaid|TennCare $4.40 ↓ -95%
United Commercial|Options $4.95 ↓ -94%
United Commercial|Non-Options $4.95 ↓ -94%
BCBS - ND Medicare|All Plans $5.15 ↓ -94%
Cigna Medicare|Healthspring $5.20 ↓ -94%
Humana Medicare|HMO $5.25 ↓ -94%
Amerigroup Medicare|All Plans $5.30 ↓ -94%
Humana Medicare|All Other Plans $5.45 ↓ -94%
Humana Medicare|PPO $5.45 ↓ -94%
Employers Health Network Commercial|All Plans $7.43 ↓ -92%
Centene Commercial|Ambetter Exchange $9.31 ↓ -89%
Cigna Commercial|LocalPlus $10.68 ↓ -88%
BCBS - TN Commercial|Network S $11.88 ↓ -87%
Cigna Commercial|Open Access $11.90 ↓ -87%
BCBS - TN Medicaid|BlueCare $13.74 ↓ -84%
BCBS - TN Commercial|Network P $14.99 ↓ -83%
Peach State Medicaid|All Plans $43.89 ↓ -50%
Aetna Commercial|Non-Gatekeeper $146.30 ↑ +65%
Aetna Commercial|Gatekeeper $146.30 ↑ +65%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Albumin serum plasma or whole blood at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $27.45 $1.78 – $19.17
CHI Memorial Hospital Hixson Hixson $61.87 $3.62 – $146.30
Ascension Saint Thomas DeKalb Smithville $27.45 $3.47 – $19.17
Ascension Saint Thomas Highlands Sparta $27.45 $3.47 – $19.17
Ascension Saint Thomas River Park McMinnville $27.45 $3.47 – $19.17
Ascension Saint Thomas Rutherford Murfreesboro $27.45 $4.46 – $19.17
Ascension Saint Thomas Hickman Centerville not published $4.46 – $19.17

All Tennessee hospitals for this procedure →