Surgical pathology level 3 gross & microscopic examination at Bristol Regional Medical Center

1 MEDICAL PARK BLVD, BRISTOL, TN · Balladhealth · · NPI 1124058615

Source: hospital's published price file ↗ · Published Mar 23, 2026 · Ingested Sep 16, 2026

$45.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$301.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.17 with BLUE CROSS vs $301.00 with WELLCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BLUE CROSS BALLAD HEALTH EMPLOYEE $16.17 ↓ -64%
UNITED HEALTHCARE TENNCARE UNITED HEALTHCARE $22.09 ↓ -51%
UNITED HEALTHCARE UNITED HEALTHCARE MEDICAID VIRGINIA $42.01 ↓ -7%
BLUE CROSS ANTHEM HLTHKEEP MEDICIAD $42.01 ↓ -7%
OPTIMA HEALTH OPTIMA HEALTH MEDICAID $42.05 ↓ -7%
AETNA AETNA BETTER HEALTH OF VIRGINIA $42.42 ↓ -6%
MOLINA HEALTHCARE MOLINA HEALTHCARE MEDICAID $42.83 ↓ -5%
SENTARA HEALTH SENTARA MEDICARE $49.44 ↑ +10%
UNITED HEALTHCARE UNITED HEALTHCARE MEDICARE $49.44 ↑ +10%
AETNA AETNA HEALTHCARE MEDICARE $49.44 ↑ +10%
ALLCARE MEDICARE ALLCARE MEDICARE $49.44 ↑ +10%
UNITED MINE WORKERS OF AMERICA UNITED MINE WORKERS OF AMERICA $49.44 ↑ +10%
HUMANA HUMANA MEDICARE $49.44 ↑ +10%
MANAGED MEDICAIRE MANAGED MEDICAIRE $49.44 ↑ +10%
UNITED HEALTHCARE UNITED HEALTHCARE $49.47 ↑ +10%
UNITED HEALTHCARE UHC HERITAGE SELECT $49.47 ↑ +10%
AETNA AETNA BETTER HEALTH OF VIRGINIA MEDICARE $50.92 ↑ +13%
BLUE CROSS ANTHEM MEDICARE VIRGINIA $50.92 ↑ +13%
BLUE CROSS BLUE CROSS MEDICARE $51.41 ↑ +14%
AMERIGROUP AMERIGROUP MEDICARE WELLPOINT $51.41 ↑ +14%
UNITED HEALTHCARE UHC HERITAGE RIVER VALLEY $51.45 ↑ +14%
MOUNTAIN EMPIRE PACE MOUNTAIN EMPIRE PACE $51.91 ↑ +15%
NHC ADVANTAGE NHC ADVANTAGE $51.91 ↑ +15%
CIGNA HEALTHCARE CIGNA MEDICARE $51.91 ↑ +15%
DEVOTED HEALTH PLAN DEVOTED HEALTH PLAN MEDICARE $51.91 ↑ +15%
MOLINA HEALTHCARE MOLINA HEALTHCARE MEDICARE $51.91 ↑ +15%
WELLCARE WELLCARE MEDICARE $52.40 ↑ +16%
CIGNA HEALTHCARE CIGNA INDIVIDUAL FAMILY PLAN $69.01 ↑ +53%
SENTARA HEALTH SENTARA HEALTH $77.69 ↑ +72%
BLUE CROSS BLUE CROSS E NETWORK $92.06 ↑ +104%
BLUE CROSS BLUE CROSS S NETWORK $94.05 ↑ +108%
BLUE CROSS BLUE CROSS P NETWORK $94.05 ↑ +108%
AMBETTER AMBETTER $107.77 ↑ +139%
SEVEN CORNERS, INC. SEVEN CORNERS, INC. $118.65 ↑ +163%
BLUE CROSS ANTHEM EXCHANGE $123.27 ↑ +173%
AETNA AETNA $128.53 ↑ +185%
BLUE CROSS ANTHEM HMO $130.98 ↑ +190%
MEDCOST MEDCOST VHN $143.25 ↑ +217%
CIGNA HEALTHCARE CIGNA OPEN ACCESS PLUS $145.04 ↑ +221%
CIGNA HEALTHCARE CIGNA PPO $145.04 ↑ +221%
CIGNA HEALTHCARE CIGNA HMO $145.04 ↑ +221%
BLUE CROSS ANTHEM PPO, TRADITIONAL INDEMNITY $154.09 ↑ +241%
FIRST HEALTH COVENTRY FIRST HEALTH COVENTRY $231.77 ↑ +413%
WELLCARE WELLCARE MEDICAID $301.00 ↑ +567%

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Surgical pathology level 3 gross & microscopic examination at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $104.06 $9.57 – $92.08
CHI Memorial Hospital Hixson Hixson $173.76 $14.24 – $410.90
62-1166050 BMH Carroll County Huntingdon $31.97 $9.57 – $97.58
CHI Memorial Hospital Chattanooga Chattanooga $248.31 $14.24 – $410.90
Johnson City Medical Center JOHNSON CITY $45.15 $16.17 – $106.01
Ascension Saint Thomas DeKalb Smithville $104.06 $9.57 – $92.08
Ascension Saint Thomas Highlands Sparta $104.06 $9.57 – $92.08
Ascension Saint Thomas River Park McMinnville $104.06 $14.30 – $92.08

All Tennessee hospitals for this procedure →