X-ray elbow 2 views (both sides) at CENTENNIAL MEDICAL CENTER AT ASHLAND CITY

313 NORTH MAIN STREET, Ashland City, TN · Tristarhealth · · NPI 1265487193

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.84 with BCBS vs $2,000.00 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS TENNCARE $13.84
BCBS COVERKIDS $15.04
BCBS NetworkP $18.15
Humana HumanaChoiceCare $31.48
Humana NarrowExchangeNetwork $31.48
Humana BroadNetwork $31.48
Humana HumanaChoice $31.48
Aetna COMM $38.91
Aetna NewBusiness $38.91
BCBS BlueCare $40.01
Cigna NewBusiness $67.82
Cigna OAP $77.04
United AllPayerAppendix $83.86
United CorePayer $83.86
United HeritageSelect $83.86
Kentucky Labor Cabinet WORKERSCOMP $329.02
Pruitt Health (AllyAlign) MCR $339.56
Apex Health MCR $339.56
NHC Advantage, Inc. MCRHMO $339.56
United OptionsPPO $436.07
Humana TRICARE $446.79
Amerigroup MGMCR $554.02
Cigna PPO $557.59
United GlobalBenefitPlan $804.22
Aetna NAP $893.58
BGFH SingleSource DIRECTNETWORK $893.58
Multiplan COMM $982.94
Southern Health Partners Prison $1,072.30
Employers Health Network COMM $1,251.01
Odom's TN Pride Sausage WORKERSCOMP $1,340.37
BGFH SingleSource LEASEDNETWORK $1,519.09
Beech Street COMM $1,644.19
BCBS MCR $2,000.00

Visitor-reported prices

visitor-reported
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X-ray elbow 2 views (both sides) at other Tennessee hospitals

Hospital City Cash price Negotiated range
Ascension Saint Thomas Midtown Nashville $87.41 $15.04 – $127.70
CHI Memorial Hospital Hixson Hixson $103.01 $22.38 – $243.60
62-1166050 BMH Carroll County Huntingdon $100.05 $15.04 – $160.80
CHI Memorial Hospital Chattanooga Chattanooga $147.21 $22.38 – $243.60
Johnson City Medical Center JOHNSON CITY $69.30 $17.45 – $88.52
Ascension Saint Thomas DeKalb Smithville $102.63 $15.04 – $127.70
Ascension Saint Thomas Highlands Sparta $102.63 $15.04 – $127.70
Ascension Saint Thomas River Park McMinnville $97.74 $21.85 – $127.70

All Tennessee hospitals for this procedure →